WorldRemit vs Xoom Comparison

WorldRemit, known for its competitive pricing and wide range of transfer options, serves customers in over 50 countries with a focus on inclusivity and accessibility.

Xoom, a PayPal service, simplifies remittances with its user-friendly platform, allowing transfers from the United States and Canada to 131 countries.

Both companies prioritize security and customer satisfaction, making them reliable choices for global money transfers.


Company NameWorldRemitXoom
WorldRemit ReviewXoom Review
Customer rating4.2/54.0/5
# Rating Customers62,000+ on TrustPilot22,000+ on TrustPilot
Top 3 Pros
  • Easy to use
  • Good reach
  • Cheap prices
  • Fast transfers from the USA
  • Accepts low-value payments
  • Easy to navigate UI
Top 3 Cons
  • Service issues
  • Slow processing times
  • Bad employee training
  • High fees for some services
  • Slow customer service response
  • Excessive KYC for smaller transfers


Company NameWorldRemitXoom
Office locationsUK, EU, USA, India, South AfricaUSA, Canada
# Currencies70+79


Company NameWorldRemitXoom
Regulated byFCA, ASIC, and othersFinCEN, FCA, FINTRAC
HTTPS SecuredYesYes
Segregated Customer AccountsYesYes

Limits and Fees

Company NameWorldRemitXoom
Min transferΒ£1$10/Β£8/€9
Max transferVaries by country$50,000 with documentation in the US
Fixed feesVaries by corridorVaries by corridor
See rates before you log in?YesYes

Customer Support

Company NameWorldRemitXoom
Dedicated DealerNoNo
Live ChatYesNo

Ways to Transfer

Company NameWorldRemitXoom
Online SystemYesYes
Online AppYesYes
Multi-Currency AccountNoNo
Cash PickupYesYes
Card Top-UpYesYes

Additional Functions

Company NameWorldRemitXoom
Mass paymentsNoNo
Cash chequesNoNo
Multi-Currency Debit CardNoNo


On MoneyTransferComparison, WorldRemit has received a higher editorial score. The advantages of WorldRemit over Xoom are these:

  • WorldRemit offers a more competitive pricing structure, which can be particularly advantageous for users looking to make small to medium-sized transfers.
  • WorldRemit has a broader global reach in terms of office locations, enabling a more localized service in key markets such as the UK, EU, USA, India, and South Africa.
  • The company provides a wider variety of transfer methods and receiving options, making it more versatile for different user needs.

Both companies are reliable companies with good customer reviews, and both should be considered for your next international money transfer.

WorldRemit is better for users who prioritize cost-effective transfers, need a wide range of transfer methods, and require services in more diverse geographical locations.

Xoom is better for users who value the convenience of integrating with their PayPal accounts, need services specifically from the United States and Canada, and prefer a company with the backing of a well-established financial services provider.