Compare Money Transfer Companies

At, we have created detailed, in-depth, reviews of the best international money transfer companies on the market. We helped thousands discover the top money transfer services for their needs, and move their money overseas safely, promptly, and for cheap. Begin your money transfer comparison today.

Best Rated Money Transfer Services

Updated for:  October 2019

Currencies Direct
  • Min Transfer: £/€/$ 100
  • Currencies Supported: 39
  • Offices : UK, EU, USA, India, South Africa.
  • Our Rating : 97.8%
  • Most Global Offices and Reach

    No Fees from Anywhere

    96% Client Satisfaction
World First
  • Min Transfer: £/€ 1,000
  • Currencies Supported: 121
  • Offices : UK, EU, Australia, HK, Singapore. USA-based clients not accepted
  • Our Rating : 95.4%
  • Easiest Sign Up Process

    Great Online Sellers Offering

    Transparent Exchange Rates
  • Min Transfer: £/€/$ 100
  • Currencies Supported: 40
  • Offices : UK and Australia + Bank Accounts Deployed Globally
  • Our Rating : 93.4%
  • Friendly, Professional Service

    Corporate FX Expertise

    Superb Rates, No Fees

Additional Top 10 Money Transfer Companies:

CompanyOur RatingRecommended for:DescriptionVisit


Read Review

92.8%Medium to Large Transfers (Private and Corporate Clients)One of the oldest and most respectable currency companies in the UK. Known for providing outstandingly professional service.Visit Website

Global Reach Group

Read Review

90.6%Medium to Large Transfers (Private and Corporate Clients)Highest Average Transaction Volume for Private Clients. Comprehensive offering for both corporate and private clients.

Visit Website


Read Review

90.4%Corporate Payments, Large Payments, RemittancesHeadquartered in Australia and publicly traded on the Australian Stock Exchange. Great online system and professional service.Visit Website


Read Review

86.8%Remittances and low-value TransfersFixed, low, rates. Easy sign up process. Good reach. High credibility. Best for low value transfers.Visit Website

What Differentiates Money Transfer Comparison from Others

MoneyTransferComparisonOur aim is to compare and review all the prominent top 10 money transfer companies in a detailed manner, and help our readers make up their own mind on which is the best international money transfer service to use. In order to facilitate that, we have devoted days and nights to review and compare 43 of the leading money transfers (by popularity and market share). We keep our money transfer comparison up to date, and make a conscious effort to improve it, one day at a time.

We do not offer real time currency exchange rate comparison, nor promise you to save any specific £ figure or percentage on your transactions, simply because we found these methods, which some of our competitors have opted to use, as simply inaccurate. As the foreign exchange rates in the market constantly fluctuate, so are the quotes provided by money transfer companies. We prefer to make our comparison based on other attributes, such as reputation, market size, quality of online money transfer services (including mobile money transfer apps), and level of customer service. We believe finding the best currency exchange rate available is only feasible for those who bother educating themselves about the ins and outs of how the money transfer service industry operates, and this is precisely what we aspire to provide to our readers.

Additional information on how we make our top company selection is available below.

In a similar fashion to other websites in this industry we are have decided to monetise Money Transfer Comparison by partnering up with some of the industry’s leading money transfer service providers (only companies hitting a score of 85% or better) and referring clients over to them*, but we strive to provide truthful, up to date, and valid information on our money transfer reviews.

* That means links and buttons pointing out to external websites may be partner links. We write about this in great depth on our about us pages and various portion of the sites as we are firm believers in transparency.

What Do Our Readers Think About Us?

Testimonial by a Fast Track 100 Listed Company: 

richard-shortt-photoIntamarque is one of the UK’s fastest growing distributors’ of FMCG lines with sales growing from zero to £35m in just 10 years. We were awarded the Fast Track 100 award which identifies Britain’s private companies with the fastest-growing sales.

… We recently had the pleasure of using the service of who helped us secure a successful outcome of an order which was challenged due to the economic climate at the time.The professionalism and attention to detail from was amazing and Intamarque would thoroughly recommend them to anyone needing to use this service.

Kind Regards




Richard Shortt, Managing Director, Intamarque Limited

Which Are the Best International Money Transfer Companies

Our Review and Comparison Guidelines Explained

We have compared more than 40 currency transfer companies over the past 5 years and we intend to continue growing and expanding. Upon researching such companies, we look at several main components of each company’s offering. These are the very same area we write extensively about on our reviews, and use to determine which are the best international money transfer companies.

Level of Service
quick and easy sign up process, readily available staff  – courteous and helpful, or in simple words a money transfer service ready to go above and beyond for its clients.
a well known-company with a serious track record,  transferring substantial amounts of foreign currency each year, holding sterling reputation and boasting pristine client reviews.
Cheap International Money transfer Fees and Rates
no direct international money transfer fees, competitive FX rates for high-amount international transfers, with no hidden fees of any sort.
Features and Functions
Functions such online money transfer platform, a mobile app enabling Forward Contracts and other corporate FX hedging, and of course – offering regular payment options.
Global Reach
Many currencies handled including exotic currencies, global office outside the UK,  regulated by several regulators, and constantly expanding into new territories.


Additional Information on how we evaluate money transfer companies and decide on the top 10 money transfer companies can be found in our FAQ.

What’s the difference between a great money transfer company and a bad money transfer service?


Superb Money Transfer Service Experience
Your time-wasting will be minimised upon sign up or speaking to your representative.
Your money is protected even if the company goes into bankruptcy, as the company is properly regulated as an Authorised Payment Institution by the FCA.
You always know exactly how much you’ll be paying and how much you’ll be getting back in FX – no sneaky hidden money transfer fees.
The staff will be knowledgeable and experienced and will be happy to assist with all aspects of your transfer. For high-amount international transfers, you will have a dedicated dealer offering guidance on the best timing to make the trade to benefit from favourable exchange rates.
You will be treated respectfully, and won’t be pushed around by the salesperson to TRADE NOW against your own interest.
You could choose whether to perform the trade through giving instructions over the phone, via email, through an online platform on your laptop or desktop, or through an advanced mobile platform.
Lousy Money Transfer Service Experience
Unnecessarily long sign up process without the ability to upload your verification documents online through a system.
With lack of proper regulation, your money is at risk if the company goes into bankruptcy or opt to scam its clients.
The money transfer service fees and exchange rates will always be opaque. You will only truly know what you paid on a transaction in retrospect, through using a money transfer fee calculator.
The level of that money transfer company’s service will be basic at best. Your representative will not make any effort to understand your needs, and instead apply unfair pressure to move forward with your trade using him (so he can net a hefty commission).
Whether transferring £100 or £10,000 you will have access to the same “plain vanilla” exchange rates and offering (with no hedging tools available). No guidance would be guidance or analysis of today’s exchange rates and when is the optimal timing to exchange money.
The money transfer service will insist on communication via telephones and faxes, like it was back in the day.

How was your individual experience?

We encourage our readers to leave comments on the relevant money transfer company reviews describing their experiences. It will be for the greater benefit of other people in your position. For those who have experienced a bad experience and feel like they have been mistreated by one of the companies that we have partnered up with we offer a  dispute mediation servce with FX companies.

Cheap International Transfers AND Superior Service?

Foreign Exchange Companies Vs. Commercial Banks, a Comparison

Here is a simplified table demonstrating the differences between a top 10 money transfer service and a bank. To view a full fx companies vs banks comparison piece follow the link.

Top Money Transfer CompanyHigh-Street Bank
ServiceDedicated per-client account manager with FX expertise.A banker with  no particular knowledge in fx.
FeesNo international outbound transfer fee.Up to £25 / €30/ $50 per transfer.
Security of FundsClient accounts are segregated and safeguarded for any company authorised by the FCA to handle clients’ funds.Protected by the PRA up to GBP 75,000. Other protective measurements are in place outside the UK.
RatesWholesale. Anywhere between 0.3% and 2.5% spread, depending on volume and corridor.Sub-par. Up to 5% margins on exotic currencies, and up to 3% on standard pairings. Rarely under 1.5% markup!
SpeedMost destinations within 24h with most companies.By default, transfers can take up to 3 days. You need to pay a premium to get a quicker delivery.
FX OptionsReadily available for all clients, private and corporate (with providers offering them).Reserved normally for large corporations.
Nationalities AcceptedClients from UK, Australia, Canada, New Zealand, or the EU are always accepted. Rest of the world (USA, Singapore, Hong Kong) are normally accepted too.Only local residents of the country where the bank is in. A few banks like HSBC will allow clients to interlink international accounts.


Best Money Transfer Offers  for 2019

We have teamed up with some of the top 10 largest money transfer firms, based on our rating, to provide some unique money transfer offers for our readers. View the slider below and discover some of our hottest deals. Please contact us if any of the firms fail to stand up to their word. We will do whatever we can to help out and get you the result you want.

Exclusive Promotions and Offers:

mtclogobuttonMoneycorp, a world leader in international payments, one of the top 10 money transfer companies list in the world, offers free international transfers, and online and offline. All fixed fees will be waived for readers who sign up through our referral link.

Duration: Until December 10th, 2019

More about Moneycorp

mtclogobuttonGlobal Reach Partners, one of the top 10 money transfer companies in the UK, offers online and telephone transfers without any fees fees, exclusively for readers who sign up via our referal link!

Duration: Until Dec 31st, 2019

More about Global Reach


Currency Index offers a fee-free international money transfer, in addition to a free receipt, exclusively for our readers who sign up through us. This freebie is valued at £12-£17.

Duration: Until December 10th, 2019

More about Currency Index

mtclogobuttonCurrency Index offers fixed margins of %0.495 for all overseas transfers above £50,000 for our readers exclusively. That includes all currency pairs. Currency Index accepts clients from the UK, Europe, and Australia.

Duration: Until December 10th, 2019

More about Currency Index

mtclogobuttonCurrencyFair, one of the hottest money transfer startups in the world today, offers an exclusive deal for readers – a first FREE transfer.

Duration: Always

More about CurrencyFair

Weekly Currency Update:

Last Week’s Highlights:

  1. USD retreated to 3-week lows as potential defensive demand faded as the US and China secured a partial trade deal. 
  2. EUR made limited gains with improved political sentiment and net dollar losses together with a recovery in German yields.
  3. GBP retreated initially on political pessimism before reversing very sharply to post substantial net gains as hopes for a Brexit deal increased again. 
  4. JPY and CHF lost ground as the US-China trade deal undermined demand for defensive assets.

Next Week’s Predictions and Events:

  1. USD is likely to drift lower as defensive demand fades, although speculation that the Fed may decide against a rate cut will limit the scope for selling. 
  2. EUR can make further slight gains, but there is little scope for a significant advance at this stage. 
  3. GBP volatility will be extremely high during a pivotal week as politics will dominate. Any deal would trigger further sharp Sterling gains, but there are still important risks. 
  4. JPY and CHF will further lose ground if the US-China trade deal continues to support global risk conditions.

More: View The Full  Analysis and Prediction for this Week 

Bottom Line: We Strive to Compare and Educate


We pride ourselves in thorough, fully detailed reviews and top-of-the-line currency exchange comparison. We devote a lot of time and resources into reviewing each individual provider that we deem worthy of reviewing. Unlike some of our competitors, we are not owned by a multi-million dollar company. Unlike our competitors, our aim is not to simply compare foreign exchange rates between different sites and recommend whoever offers the cheapest price or the lowest fees.

That’s a part of what we do, but it’s not our main goal.

We believe that international payment companies should provide safety and security, above all. This is why we are so focused on elements besides pricing. It’s a part of the overall rating that we provide each company, but it’s not everything. We do not treat the companies we review as “sites“; instead, we try to conduct our appropriate due diligence, just as we would do before engaging with any global business partner.

Below are the key aspects we scrutinise in order to establish trust with a company to the extent we can wholeheartedly recommend using it:


Legal Status

We look at the regulatory status of each company – Is it only registered with the FCA or is it authorised as a payment institution? Is it supervised by additional regulatory authorities across the globe? Has it been accused of fraud?


Track Record and Volumes

How long has the company been running for? How many clients does it serve? Where are its offices? What kind of volumes does it trade? Who owns it and who runs it? Does it have worldwide offices? Where are they?


Client Reviews

We browse hundreds or thousands of individual reviews for each company, and see what clients think of it, and whether they would recommend them. We also look at money transfer sites from the technical perspective – we only recommend those that have mobile-friendly designs, functional platforms and are appropriate for mobile devices (or have appropriate mobile apps).


Personal Assistance

We prefer companies that seek to create a personal interaction with you. Such companies assign one dedicated point-of-contact to help you with your  trades. This is definitely a way for clients to feel more secure – being able to reach your dedicated fx dealer at any time.


Our Interaction With The Companies

Our business relationship (as referral partners) with some of the companies reviewed on this website can help us separate the whiff from the chaff. We are able to visit them in their offices, speak directly to the people who work there and assume their level of professionalism and integrity, enabling us to learn the financial standing of the company.

We believe what we see with our own eyes; and thus, we have met with 6 of the fx companies that have received the highest scores in our testing.


Dealing with Complaints

Even the best money transfer services in the world sometimes receive complaints. That’s only natural and we would be suspicious if none came up for companies providing their fx services to hundreds of thousands of clients.

The important thing is how they handle complaints. Are they open with the client when they have mistreated them? Do they take any inquiry seriously and spend time searching for complaints online and responding to them? Are they sharing case resolutions that we have referred to them with us? Do they bother to respond to complaints or comments left on’s reviews? Are they able to handle and treat complaints in a satisfactory manner?

Money Transfer Comparison: Editorial Note

By Alon Rajic, Managing Director of Finofin, The company running and managing Money Transfer Comparison

Ever since our launch back in 2014, we have been on the frontline of the international money transfer industry. We never engaged in blatant advertising techniques and made sure we continuously expanded our offering, while widening our scope, and most importantly tried to provide real added value for our readers. We boast more international money transfer company reviews than any of our competitors, and we make sure they are extremely up to date and written in vast detail, and our readers value us for that. Over our time of operation had more than a million visitors, more than 1,000 user generated comments on our various articles and reviews,  more than 100,000 quote requests from our partnered links, and more than £300,000,000 was transferred internationally through our referrals.

We are  overwhelmed by the amount of love and respect we have experienced.

You helped us position as an authoritative guide for everything currency-related, and turn it into a sustainable business.

Thank you.

We will continue make continuous efforts to improve Money Transfer Comparison:


Thank you for reading,

Alon Rajic,

Managing Director ,


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