Compare Money Transfer Companies

At, we have created detailed, in-depth, reviews of the best international money transfer companies on the market. We helped thousands discover the top money transfer services for their needs, and move their money overseas safely, promptly, and for cheap. Begin your money transfer comparison today.

Best Rated Money Transfer Services

Updated for:  August 2019

Currencies Direct
  • Min Transfer: £/€/$ 100
  • Currencies Supported: 39
  • Offices : UK, EU, USA, India, South Africa.
  • Our Rating : 97.8%
  • Most Global Offices and Reach

    No Fees from Anywhere

    96% Client Satisfaction
World First
  • Min Transfer: £/€ 1,000
  • Currencies Supported: 121
  • Offices : UK, EU, Australia, HK, Singapore. USA-based clients not accepted
  • Our Rating : 95.4%
  • Easiest Sign Up Process

    Great Online Sellers Offering

    Transparent Exchange Rates
  • Min Transfer: £/€/$ 100
  • Currencies Supported: 40
  • Offices : UK and Australia + Bank Accounts Deployed Globally
  • Our Rating : 93.4%
  • Friendly, Professional Service

    Corporate FX Expertise

    Superb Rates, No Fees

Additional Top 10 Money Transfer Companies:

CompanyOur RatingRecommended for:DescriptionVisit


Read Review

92.8%Medium to Large Transfers (Private and Corporate Clients)One of the oldest and most respectable currency companies in the UK. Known for providing outstandingly professional service. Holds a Gibraltar banking license alongside its FCA authorisation.Visit Website

Global Reach Group

Read Review

90.6%Medium to Large Transfers (Private and Corporate Clients)Professional and Friendly. Highest Average Transaction Volume by Private Clients. Merger of two leading money transfer firms: FC Exchange and Global Reach Partners, covering the fully array of both corporate and private.

Visit Website


Read Review

90.4%Corporate Payments, Large Payments, RemittancesHeadquartered in Australia and publicly traded on the ASX. Largest annual trading volume of 20bn. Recently rebranded and redesigned. Great online system and professional service.Visit Website


Read Review

86.8%Remittances and low-value TransfersFixed, low, rates. Easy sign up process. Good reach. High credibility. No dedicated dealers, regular payments, or derivatives.Visit Website Was Featured On: 

What Differentiates Money Transfer Comparison from Others

MoneyTransferComparisonOur aim is to review all the prominent money transfer companies in a detailed manner, and help our readers make up their own mind on which is the best international money transfer service to use. In order to facilitate that, we have devoted days and nights to review and compare 43 of the leading money transfers (by popularity and market share). We keep our money transfer comparison up to date, and make a conscious effort to improve it, one day at a time.

We do not offer real time currency exchange rate comparison, nor promise you to save any specific £ figure or percentage on your transactions, simply because we found these methods, which some of our competitors have opted to use as simply inaccurate. As the foreign exchange rates in the market constantly fluctuate, so are the quotes provided by money transfer companies. We prefer to make our comparison based on other attributes, such as reputation, market size, quality of online money transfer services (including mobile apps), and level of customer service. We believe finding the best current exchange rate available is only feasible for those who bother educating themselves about the ins and outs of how the money transfer service industry operates, and this is precisely what we aspire to provider to our readers.

Additional information on how we make our top company selection is available below.

In a similar fashion to other websites in this industry we are have decided to monetise Money Transfer Comparison by partnering up with some of the industry’s leading service providers (only companies hitting a score of 85% or better) and using referral links, but we strive to provide truthful, up to date, and valid information on our money transfer reviews.

What Do Our Readers Think About Us?

Testimonial by a Fast Track 100 Listed Company: 

richard-shortt-photoIntamarque is one of the UK’s fastest growing distributors’ of FMCG lines with sales growing from zero to £35m in just 10 years. We were awarded the Fast Track 100 award which identifies Britain’s private companies with the fastest-growing sales. We’ve been successful because we offer retailers, wholesalers and pharmacies a unique combination of extremely competitive pricing, outstanding flexibility and a high level of personal service and attention.

We are located in the UK centrally on the M5 corridor between Birmingham and Bristol.

We recently had the pleasure of using the service of who helped us secure a successful outcome of an order which was challenged due to the economic climate at the time.

The professionalism and attention to detail from was amazing and Intamarque would thoroughly recommend them to anyone needing to use this service.

Kind Regards





Richard Shortt, Managing Director, Intamarque Limited

Read more about Money Transfer Comparison here.


Which Are the Best International Money Transfer Companies

Our Review and Comparison Guidelines Explained

We have compared more than 40 currency transfer companies over the past 5 years and we intend to continue growing and expanding. Upon researching such companies, we look at several main components of each company’s offering. These are the very same area we write extensively about on our reviews, and use to determine which are the best international money transfer companies.

  1. Level Service: quick and easy sign up process, readily available staff  – courteous and helpful, or in simple words a money transfer service ready to go above and beyond for its clients.
  2. Reputation: a well known-company with a serious track record,  transferring substantial amounts of foreign currency each year, holding sterling reputation and boasting pristine client reviews.
  3. Low International Money transfer Fees and Rates: no direct international money transfer fees, competitive FX rates for high-amount international transfers, with no hidden fees of any sort.
  4. Features and Functions: functions such online money transfer platform, a mobile app enabling Forward Contracts and other corporate FX hedging, and of course – offering regular payment options.
  5. Global Reach: many currencies handled including exotic currencies, global office outside the UK,  regulated by several regulators, and constantly expanding into new territories.

Additional Information on how we evaluate money transfer companies and decide on the top 10 money transfer companies can be found in our FAQ.

What’s the difference between a great money transfer company and a bad money transfer service?


Superb Money Transfer Service Experience

– Your time-wasting will be minimised upon sign up or speaking to your representative.

– Your money is protected even if the company goes into bankruptcy, as the company is properly regulated as an Authorised Payment Institution by the FCA.

– You always know exactly how much you’ll be paying and how much you’ll be getting back in FX – no sneaky hidden money transfer fees.

– The staff will be knowledgeable and experienced and will be happy to assist with all aspects of your transfer. For high-amount international transfers, you will have a dedicated dealer offering guidance on the best timing to make the trade to benefit from favourable exchange rates.

– You will be treated respectfully, and won’t be pushed around by the salesperson to TRADE NOW against your own interest.

– You could choose whether to perform the trade through giving instructions over the phone, via email, through an online platform on your laptop or desktop, or through an advanced mobile platform.

Lousy Money Transfer Service Experience

– Unnecessarily long sign up process without the ability to upload your verification documents online through a system.

– With lack of proper regulation, your money is at risk if the company goes into bankruptcy or opt to scam its clients.

– The money transfer service fees and exchange rates will always be opaque. You will only truly know what you paid on a transaction in retrospect, through using a money transfer fee calculator.

– The level of that money transfer company’s service will be basic at best. Your representative will not make any effort to understand your needs, and instead apply unfair pressure to move forward with your trade using him (so he can net a hefty commission).

– Whether transferring £100 or £10,000 you will have access to the same “plain vanilla” exchange rates and offering (with no hedging tools available). No guidance would be guidance or analysis of today’s exchange rates and when is the optimal timing to exchange money.

– The money transfer service will insist on communication via telephones and faxes, like it was back in the day.

How was your individual experience?

We encourage our readers to leave comments on the relevant money transfer company reviews describing their experiences. It will be for the greater benefit of other people in your position. For those who have experienced a bad experience and feel like they have been mistreated by one of the companies that we have partnered up with we offer a  dispute mediation servce with FX companies.

How will the top money transfer service compare to a high street bank?

This is how commercial money transfer companies, such as the ones reviewed on our website, will help you save money in comparison with banks. Don’t take our word for it – though!

We recommend you to ask for a  foreign money transfer quote from your bank, compare it with the money transfer service of your choice, and verify that indeed you are saving money. We do not recommend that you will necessarily opt to work with the cheapest money transfer rates you bump across – there are a lot more considerations than that – but there is no reason that you would not have access to cheap international money transfer rates.

No fees and commissions

High street banks charge high fees for international (SWIFT) wire transfers, and sometimes, they would even charge extra commission on top of that. The companies in our Top 10 Money Transfer List charge neither fees nor commissions. Bank fees on international transfers can reach up to £25 in the UK, €30 in Europe, and  $50 in the USA, Canada or Australia!

Better foreign exchange rates:

As a rule of thumb, the foreign money exchange itself should be a lot cheaper with our top rated companies over banks. The larger the transfer, the higher the savings, as you’ll get better quotes. To make sure you are indeed getting the cheapest international money transfer rates, you could sign up with multiple companies and ask for a quote at the same time. We don’t compare real-time money transfer rates on this website, but that comparison will be much more viable if the client would perform it himself whenever he requires to transfer money abroad.

Payments are optimised, and payment schemes are bespoke:

Each client is assigned to a unique foreign exchange specialist in order to create a bespoke plan that will optimise savings, leveraging an array of technological tools and hedging tools like Forward contracts, embedded inside their online platform. The international money transfer routes will be orchestrated in a manner  in order to avoid unnecessary bank fees (such as intermediary and recipient bank fees). In most cases, the international money transfer companies that made it to the top of our comparison, will be transferring the funds between two bank accounts owned by them and transact to the recipient’s account from a domestic-currency account located in the same country

Guidance on currency rates:

Clients don’t have to make uneducated choices about the right timing of exchanging currencies. Instead, a dedicated FX staff member will guide each client and aid him in making his international bank  to bank transfer when the timing is right, according to the client’s needs, allowing him or her to get the most bang for their buck (or Sterling).

Compare which is the cheapest money transfer

Foreign Exchange Companies Vs. Commercial Banks

Here is a simplified table demonstrating the differences between a top 10 money transfer service and a bank. To view a full fx companies vs banks comparison piece follow the link.

Top Money Transfer CompanyHigh-Street Bank
ServiceDedicated per-client account manager with FX expertise.A banker with  no particular knowledge in fx.
FeesNo international outbound transfer fee.Up to £25 / €30/ $50 per transfer.
Security of FundsClient accounts are segregated and safeguarded for any company authorised by the FCA to handle clients’ funds.Protected by the PRA up to GBP 75,000. Other protective measurements are in place outside the UK.
RatesWholesale. Anywhere between 0.3% and 2.5% spread, depending on volume and corridor.Sub-par. Up to 5% margins on exotic currencies, and up to 3% on standard pairings. Rarely under 1.5% markup!
SpeedMost destinations within 24h with most companies.By default, transfers can take up to 3 days. You need to pay a premium to get a quicker delivery.
FX OptionsReadily available for all clients, private and corporate (with providers offering them).Reserved normally for large corporations.
Nationalities AcceptedClients from UK, Australia, Canada, New Zealand, or the EU are always accepted. Rest of the world (USA, Singapore, Hong Kong) are normally accepted too.Only local residents of the country where the bank is in. A few banks like HSBC will allow clients to interlink international accounts.


Best Money Transfer Offers  for 2019

We have teamed up with some of the top 10 largest money transfer firms, based on our rating, to provide some unique money transfer offers for  our readers. View the slider below and discover some of our hottest deals. Please contact us if any of the firms fail to stand up to their word. We will do whatever we can to help out and get you the result you want.

Exclusive Promotions and Offers:

mtclogobuttonMoneycorp, a world leader in international payments, one of the top 10 money transfer companies list in the world, offers free international transfers, and online and offline. All fixed fees will be waived for readers who sign up through our referral link.

Duration: Until December 10th, 2019

More about Moneycorp

mtclogobuttonGlobal Reach Partners, one of the top 10 money transfer companies in the UK, offers online and telephone transfers without any fees fees, exclusively for readers who sign up via our referal link!

Duration: Until Dec 31st, 2019

More about Global Reach


Currency Index offers a fee-free international money transfer, in addition to a free receipt, exclusively for our readers who sign up through us. This freebie is valued at £12-£17.

Duration: Until December 10th, 2019

More about Currency Index

mtclogobuttonCurrency Index offers fixed margins of %0.495 for all overseas transfers above £50,000 for our readers exclusively. That includes all currency pairs. Currency Index accepts clients from the UK, Europe, and Australia.

Duration: Until December 10th, 2019

More about Currency Index

mtclogobuttonCurrencyFair, one of the hottest money transfer startups in the world today, offers an exclusive deal for readers – a first FREE transfer.

Duration: Always

More about CurrencyFair

membersWe Compare International Money Transfer Services For:

Our main audienceAdditional Audiences

Overseas Property Buyers: 

Individual who need to make an international payment to a bank account abroad, normally for an asset located abroad through a single transfer, or in instalments.

These individuals require high levels of safety and trust, as well as solid guidance on how to hedge future payments. International money transfer rates are extremely important to them, because they are transferring large sum of money internationally.

Sending Money Abroad 

Small/Medium Businesses: 

SMEs which either import or export goods, receive payments in foreign currency, or pay some of their salaries abroad.

They require a loyal money transfer partner who will guide on the best course of action and will be readily available and highly dedicated to their requirements, and will focus on the top 10 money transfer companies who have been in business the longest, are highly regulated and provide the most liquidity. Businesses trading a sizable amount of FX are likely to get the best money transfer rates in the business.

Business Foreign Exchange 


It is estimated that there are over 50,000,000 expats worldwide, all of whom need to internationally transfer salaries or pensions, and make small or large payments, on a regular basis.

The company that these expats will choose must have a wide global reach, an easy sign-up process, and an intuitive and highly functional online money transfer platform. Rates are going to be better than of banks’, if you sign-up with the right company, but still worse than those offered to medium businesses and property investors simply because of the sheer volume transferred across borders.

Regular Transfers 


It is estimated there are over a billion travelers every year. They need to exchange cash. Exchange beauruex and banks often provide sub-par rates, so they seek an alternative. What these individuals are looking for is pretty simple: save on expenses. The process must be easy, quick and secure. They sign up, load funds from their debit or credit card, and a receive cash delivery.

Buy Holiday Money 

Work Immigrants: 

With over 230m working immigrants worldwide, remittances impose a large effect on the world economy (read more about the world remittance market here).

Work immigrants require remittances services which boast a significant global reach with a strong presence in multiple countries, and are able to facilitate either bank-to-bank or bank-to-cash transfers with minimal fixed fees, while applying best money transfer rates.

Money Remittances


There are 123 mobile phones for every 100 UK citizens, which says everything. People are accustomed to perform all their daily tasks through their mobile devices, and international money transfers should be no different.

Techies expect a smooth mobile experience, by a native app which doesn’t over-consume resources and is fully functional i.e. you can do the same actions on the app as you do on your laptop, with half the effort. The companies offering the top notch money transfer apps are normally the top 10 largest money transfer companies in the UK.

Money Transfer Apps 


Reaching Beyond our Scope is far more just international money transfer comparison. We also cover other areas extensively and in particular, banking, and the economy. These areas have a direct impact on the foreign exchange rate, and hence, are crucial to become well-versed and up-to-date in as an expat or an internationally-trading business.

Below are some of our guides about banking and money transfers:

Below our some of our guides regarding the economy and the exchange rate

Weekly Currency Update:

Last Week’s Highlights:

  1. USD made net gains despite a lack of yield support as solid retail sales data underpinned sentiment and other major currencies came under pressure.
  2. EUR lost ground on weak German data and after an ECB official called for substantial monetary easing at the September meeting. 
  3. GBP recovered some ground after strong than expected data and more determined efforts by parliament to block any ‘no-deal’ Brexit outcome. 
  4. JPY and CHF maintained a firm tone as confidence in the global economy weakened further.

Next Week’s Predictions and Events:

  1. USD is likely to be little changed overall with a lack of confidence in other major currencies continuing to provide protection despite unease over the US outlook. 
  2. EUR sentiment will remain very fragile amid underlying economic fears, but any move to boost German government spending would support the currency. 
  3. GBP can secure a further limited corrective recovery, especially as the relative outlook has improved given vulnerabilities elsewhere.
  4. JPY and CHF will maintain a solid underlying tone, but could correct slightly weaker as fears ease slightly.

More: View The Full  Analysis and Prediction for this Week 

Final Words: More than Transferring Money Internationally

MoneyTransferComparison’s aim goes above and beyond helping customers comparing and finding the most adequate and best-tailored money transfer service. That is indeed our main objective, but we strive to also guide people on how the process works. This is why we have created an extensive learning centre, authored by experts in the field and written in an objective, and sometimes even critical manner.

Without further ado, we would like to present our Learning Centre with more than 30 articles on the process of international money transfers and the exchange rates which will help you understand how things work behind the curtain!

Additional Reading? We have That Too!

Bottom Line: We Strive to Compare and Educate


We pride ourselves in thorough, fully detailed reviews and top-of-the-line currency exchange comparison. We devote a lot of time and resources into reviewing each individual provider that we deem worthy of reviewing. Unlike some of our competitors, we are not owned by a multi-million dollar company. Unlike our competitors, our aim is not to simply compare foreign exchange rates between different sites and recommend whoever offers the cheapest price or the lowest fees.

That’s a part of what we do, but it’s not our main goal.

We believe that international payment companies should provide safety and security, above all. This is why we are so focused on elements besides pricing. It’s a part of the overall rating that we provide each company, but it’s not everything. We do not treat the companies we review as “sites“; instead, we try to conduct our appropriate due diligence, just as we would do before engaging with any global business partner.

Below are the key aspects we scrutinise in order to establish trust with a company to the extent we can wholeheartedly recommend using it:


Legal Status

We look at the regulatory status of each company – Is it only registered with the FCA or is it authorised as a payment institution? Is it supervised by additional regulatory authorities across the globe? Has it been accused of fraud?


Track Record and Volumes

How long has the company been running for? How many clients does it serve? Where are its offices? What kind of volumes does it trade? Who owns it and who runs it? Does it have worldwide offices? Where are they?


Client Reviews

We browse hundreds or thousands of individual reviews for each company, and see what clients think of it, and whether they would recommend them. We also look at money transfer sites from the technical perspective – we only recommend those that have mobile-friendly designs, functional platforms and are appropriate for mobile devices (or have appropriate mobile apps).


Personal Assistance

We prefer companies that seek to create a personal interaction with you. Such companies assign one dedicated point-of-contact to help you with your  trades. This is definitely a way for clients to feel more secure – being able to reach your dedicated fx dealer at any time.


Our Interaction With The Companies

Our business relationship (as referral partners) with some of the companies reviewed on this website can help us separate the whiff from the chaff. We are able to visit them in their offices, speak directly to the people who work there and assume their level of professionalism and integrity, enabling us to learn the financial standing of the company.

We believe what we see with our own eyes; and thus, we have met with 6 of the fx companies that have received the highest scores in our testing.


Dealing with Complaints

Even the best money transfer services in the world sometimes receive complaints. That’s only natural and we would be suspicious if none came up for companies providing their fx services to hundreds of thousands of clients.

The important thing is how they handle complaints. Are they open with the client when they have mistreated them? Do they take any inquiry seriously and spend time searching for complaints online and responding to them? Are they sharing case resolutions that we have referred to them with us? Do they bother to respond to complaints or comments left on’s reviews? Are they able to handle and treat complaints in a satisfactory manner?



Geographical Focuses

Money Transfer Comparison can be used by people from most countries around the globe. The majority of our clients are UK expats, property buyers and small businesses, but the companies we review, and our recommendations, are applicable for a lot more people from almost every region of the world.

We boast a significant amount of readership from EU countries, predominantly Spain, Germany, France and Italy, as well as North American readership in the USA and Canada. We are also quite popular down under in Australia and New Zealand, and in a variety of other countries across APAC such as Singapore and Hong Kong. Transferring money internationally from Switzerland, Singapore, Hong Kong, South Africa, Sweden, Norway, UAE, Qatar and more than 100 additional companies is made easy with our top 10 money transfer comparison!



Money Transfer Comparison: Editorial Note

By Alon Rajic, Managing Director of Finofin, The company running and managing Money Transfer Comparison

Ever since our launch back in 2014, we have been on the frontline of the international money transfer industry. We never engaged in blatant advertising techniques and made sure we continuously expanded our offering, while widening our scope, and most importantly tried to provide real added value for our readers. We boast more international money transfer service reviews than any of our competitors, and we make sure they are extremely up to date and written in vast detail, and our readers value us for that. Over our time of operation had more than a million visitors, more than 1,000 user generated comments on our various articles and reviews,  more than 100,000 quote requests from our partnered links, and more than £300,000,000 was transferred internationally through our referrals.

We are  overwhelmed by the amount of love and respect we have experienced.

You helped us position as an authoritative guide for everything currency-related, and turn it into a sustainable business.

Thank you.

We will continue make continuous efforts to improve Money Transfer Comparison:


Create more “top 10 money transfer” guides for specific audiences
Make the site lighter – even faster to load and easier to read!
Cover additional money transfer companies and enhance our selection
Make sure our audience fully understand our considerations for our ratings and top 10 ratings
Make a complete overhaul of the older reviews so they would show and read better
Create more intriguing content that goes beyond the scope of money transfer services
Get more unique money transfer offers  exclusively for our readers
Create more surveys and polls to better learn the needs and requirements of our readers


Stay tuned!


Thank you for reading,

Alon Rajic,

Managing Director ,


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