We’re MoneyTransferComparison, and we review, rate, and compare international money transfer companies. We’re proud to say we have helped hundreds of property buyers, expats, and small businesses transfer money internationally with no hassle, no fees and great rates. Your international money transfer comparison starts here!

Best International Money Transfer Companies

Updated for: December 2017

World First
  • Min Transfer: £/€/$ 1,000Or equivalent in any other currency
  • Currencies Supported: 121
  • Offices : UK, EU, USA, Australia, Hong Kong and Singapore.
  • Our Rating : 97.8%.
  • No Fees, Easiest Sign Up, Best Rate Guarantee WorldFirst will beat any rate provided by a bank or a competing company. This offer is valid for UK-based clients only.
Currencies Direct
  • Min Transfer: £/€/$ 100
  • Currencies Supported: 39
  • Offices : UK, EU, USA, India, UAE and South Africa.
  • Our Rating : 95.2%.
  • No Fees, Most Worldwide Offices, Best Platform
  • Min Transfer: £/€/$ 500
  • Currencies Supported: 40
  • Offices : UK, Australia.
  • Our Rating : 93.4%.
  • Personalised, Friendly, and Professional Service

More Recommended Services:

CompanyOur RatingRecommended for:DescriptionVisit
Moneycorp92.8%Medium to Large TransfersOne of the oldest and most respectable currency companies in the UK. Known for providing outstandingly professional service. Hold an off-shore banking license alongside its FCA authorisation.

  • Special Offer: Discounted rates for our clients
Click Here
FC Exchange90.6%Medium to Large TransfersHigh average transaction £ by clients (private clients only). Best exchange rate guarantee. Free rate alerts and charts for registered clients. Owned by Global Reach Partners.Click Here
OFX90.4%Corporate Payments, Large Payments, RemittancesHeadquartered in Australia and publicly traded on the ASX. Largest annual trading volume of 20bn. Recently rebranded and redesigned. Great online system and professional service.Click Here
Transferwise86.8%Remittances and low-value Transfers

Fixed, low, rates. Easy sign up process. Good reach. High credibility.

No dedicated dealers, regular payments, or derivatives.

Click Here
Halo Financial82.1%Large Transfers, Corporate PaymentsNo fixed fees. Rated 99% by clients. Great online platform. Professional service.Click Here

View Additional Companies: Was Featured On: 

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Testimonial by a Fast Track 100 Listed Company: 

richard-shortt-photoIntamarque is one of the UK’s fastest growing Distributors’ of FMCG lines with sales growing from zero to £35m in just 10 years. We were award the Fast Track 100 award which identifies Britain’s private companies with the fastest-growing sales. We’ve been successful because we offer retailers, wholesalers and pharmacies a unique combination of extremely competitive pricing, outstanding flexibility and a high level of personal service and attention.

We are located in the UK centrally on the M5 corridor between Birmingham and Bristol.

We recently had the pleasure of using the service of who helped us secure a successful outcome of an order which was challenged due to the economic climate at the time.

The professionalism and attention to detail from was amazing and Intamarque would thoroughly recommend them to anyone needing to use this service.

Kind Regards





Richard Shortt, Managing Director, Intamarque Limited




Our Currency Transfer Review Focuses

30 currency transfer companies reviewed… and still counting!


Our aim is to provide our readers with the absolute best money transfer providers, and we follow these guidelines in order to fulfill that highly important task.


Disclosure: We get compensation from the companies we work with, like other respectable websites in our industry (Money Supermarket and Money Saving Expert to name two, but it’s true for each and every site in this industry). That means that for each client referred to them we get some sort of a reward fee.

Does That Cloud Our Judgement? That’s for you to judge. We encourage you to read through the 2,000 word reviews on more than 30 money transfer companies on this website, and shape your own opinion about our degree of knowledge and integrity.

We can also mention that we work with 10 different partners that we have carefully selected, had several more partnerships that we stopped because we thought the service is inapt, and are happy to help clients mediate disputes with FX companies.

Our Aim: Helping You Find the Cheapest Money Transfer Service

This is how commercial currency companies such as the ones reviewed on our website will help you save money in comparison with banks. Don’t take our word for it – though. Ask for a foreign currency transfer quote from your bank, and check that indeed, the saving is immense.

No fees and commissions:

High street banks charge high fees for international wire transfers, and sometimes, they would even charge commissions on top of that. The providers that we recommend charge neither fees nor commissions. Bank fees on international transfers can reach up to £25 in the UK, €30 in Europe, and  $50 in the USA, Canada or Australia.

Want to check the markups you paid on a past transfer or analyse an existing quote? View our International Money Transfer Fee Calculator.

Better foreign exchange rates:

As a rule of thumb, the money exchange itself should be a lot cheaper with our top rated companies over banks. The larger the transfer is, the higher the saving, as you’ll get cheaper quotes. To ensure maximal saving, compare quotes from a few featured companies and negotiate the pricing.

Payments are optimised, payment schemes are bespoke:

Each client is assigned with his unique foreign exchange specialist in order to create a bespoke plan that will optimise the saving, as well as an array of technological tools embedded inside their online platform. The international money routes are planned in order to avoid bank unnecessary fees (such as recipient bank fees).


Guidance on currency rates:

Clients don’t have to make uneducated choices about the right timing of exchanging currencies. Instead, a dedicated FX staff member will escort each client and aid him in making his international bank transfer when the timing is right and gets the most bang for his buck (or Sterling).



Weekly Currency Transfer Focus:

Last Week’s Highlights:

  • USD gained ground on expectations of stronger growth and higher interest rates during 2018.
  • EUR registered net losses, although with a notable lack of fresh trading factors.
  • GBP was boosted by a UK and EU deal to move Brexit talks on to the next phase, but hit by strong profit taking on Friday.
  • JPY and CHF lost ground on negative yield spreads and a recovery in risk appetite.

Next Week’s Predictions and Events:

  • Expectations of strong growth and an optimistic Fed assessment of the economy are likely to strengthen the dollar.
  • EUR is liable to edge lower on a lack of yield support with a neutral ECB stance likely.
  • Sterling gains are likely to be limited by a cautious Bank of England policy stance.
  • JPY is likely to lose ground unless there is a sharp decline in global equity markets.


More: View The Full  Analysis and Prediction for this Week 


Currency Exchange Comparison: Foreign Exchange Companies Vs. Commercial Banks

Here is a simplified table demonstrating the differences between a top-notch commercial firm and a bank. To view a full fx companies vs banks comparison piece follow the link.

International Payment CompanyHigh-Street Bank
ServiceDedicated, certified, fx dealer.A banker with  no particular knowledge in fx.
FeesUsually, no outbound or inbound wire fees.Up to £25 / €30/ $50 per transfer.
Security of FundsClient accounts are segregated for any company approved by the FCA as an authorised payment provider.Protected by the PRA up to GBP 75,000. Other protective measurements are in place outside the UK.
RatesWholesale. Anywhere between 0.3% and 2.5% spread depending on volumes and currencies.Sub-par. Up to 5% margins on exotic currencies, and up to 3% on standard pairings.
SpeedMost destinations within 24h.By default, transfers can take up to 3 days. You need to pay a premium to get a quicker delivery.
FX OptionsReadily available for all clients.Only for high net worth individuals or large corporate clients.
Nationalities AcceptedClients from UK, Australia, Canada, New Zealand, or the EU are always accepted. Larger companies will accept USA clients, South African clients, UAE clients, and others. All clients have access to all foreign currencies.Each domestic bank accepts clients from its destination locale. Few banks like HSBC will allow clients to interlink international accounts.

Exclusive Promotions and Offers:

We have teamed with some of the top 10 largest money transfer firms based on our rating, to be able to provide some unique offering our readers. View the slider below and discover a few our hottest deals. Please be contact us if any of the firms did not stand up to their word. We will do whatever we can to help out.

Best Money Transfer Deals 2017 – 2018

mtclogobuttonMoneycorp, a world leader in international payments, one of the top 10 money transfer companies list in the world, offers free online and telephone transfers (fixed fees will be waived), only if you sign through us!

Duration: Until December 10th, 2018

View Offer 

mtclogobuttonGlobal Reach Partners, one of the top 10 currency companeis in the UK, offers online and telephone transfers with no fixed fees, exclusively via this link!

Duration: Until Dec 31st, 2018

View Offer 


Currency Index offers a fee-free international currency transfer, in addition to a free receipt, exclusively to our readers. This freebie is valued at £12-£17.

Duration: Until December 10th, 2018

View Offer 

mtclogobuttonCurrency Index offers fixed margins of %0.495 for all overseas transfers above £50,000. That includes all currency pairs. Currency Index accepts clients from the UK, Europe, and Australia.

Duration: Until December 10th, 2018

View Offer 

mtclogobuttonCurrencyFair, one of the hottest money transfer startups in the world, offers an exclusive deal for readers – a first FREE transfer.

Duration: Always

View Offer 

membersWe Compare International Money Transfer Services For:

Our main audienceAdditional Audiences

Overseas Property Buyers: 

Individuals needing to transfer money internationally to a bank account abroad, usually for an asset abroad. Money is paid either instantly, through a single transfer, or in installments.

These individuals require high levels of safety and trust, as well as solid guidance on how to hedge future payments. The larger the transfer is, the better money exchange rates the property buyer should expect.

Sending Money Abroad 

Small/Medium Businesses: 

SME’s that either import/export goods, receive payments in foreign currency, or pay salaries to employees abroad.

Business owners, and money managers, look for nothing but top-notch companies. The largest organizations, which have been longest in business, highly regulated, with the highest liquidity that will allow them to provide the best currency transfer rates.

Business Foreign Exchange 


It is estimated there are over 50,000,000 expats worldwide., all who need to internationally transfer salaries or pensions, and make small or large payments, on a regular basis.

The company these expats will choose will have to have a wide global reach, easy sign-up process, and intuitive online platforms – and are undoubtedly will make their lives so much easier.

Regular Transfers 



It is estimated there are over a billion travelers every year. They need to exchange cash. Exchange beauruex provide horrible rates, so they seek an alternative.

What these individuals are looking for is pretty simple: save on expenses. The process must be easy, quick and secure. They sign up, load funds from their debit or credit card, and a receive cash delivery.

Buy Holiday Money 

Work Immigrants: 

With over 230m working immigrants worldwide, remittances impose a large effect on world economy (read more about the world remittance market here).

Working immigrants need remittances services that have high global reach, and do either bank-to-bank or bank–to-cash transfers with minimal fixed fees, and best currency exchange rates on the market.

Immigrant Remittances 


There are 123 mobile phones for every 100 UK citizens, which says everything. People are accustomed to perform all their daily tasks through their mobile devices, and international money transfers should be no different.

Techies expect a smooth mobile experience, by a native app that enables users to set a market watch alert on certain currency pairs and transfer promptly.

Money Transfer Apps 

More Than Just Transferring Money Internationally

Next StageLarge Transfers
Learn & Discover
✓ Learn: Get a grasp of the basics by reading our FAQ. Become familiarised with today’s official foreign exchange rates. Read about the advantages of Foreign Currency companies over banks.

✓ Discover: Browse through popular reviews on our website and see which company accommodates your requirements. Our most popular reviews on the site are MoneyCorp, World First, Currencies Direct and Currency Solutions .

✓ Note: Transfer to bank accounts  only. Deposit by domestic bank transfer, or via credit card. It’s always recommended to deposit funds via bank transfer, as it’s cheaper. Transfer online or via telephone (several companies also offer apps).

For cash pickup view our remittances page, for cash purchase view travel money page

 Use Telephone When Transferring Large Amounts

One of the greatest advantages of moving money internationally with a currency firm is the dedicated dealer feature. The dedicated dealer will escort you throughout all phases of your transfer, and will provide free guidance on the timing and structure of the deal.

He will watch the market for you, teach you about the different hedging strategies you could apply to your transfer, and adapt to your individual requirements, needs, and thoughts. This truly is the best way to transfer money internationally.

The same currency dealer will also escort you with future transfers.

Tip: If you want to maximize savings, compare currency exchange rates between different service providers. The higher the sum of funds transferred, the better exchange rate you can get.

Note: If you need a prompt transfer, the quickest way is the online money transfer option.


It’s More Than Just The “Best Money Transfer Sites”

dartWe pride ourselves in thorough and fully-detailed reviews and top of the line currency exchange comparison. We devote a lot of time and resources into reviewing each individual provider which we deem as worthy of reviewing. Unlike some of our competitors, we are not owned by a million-dollar-company. Unlike our competitors, our aim is not to simply compare foreign exchange rates between different sites, and recommend whoever is offering the cheapest price or the lowest fees.

It’s a part of what we do, but it’s not our main goal.

We believe that international payment companies should provide safety and security, above all. This is why we are focused on elements besides pricing. It’s a part of the overall rating we provide each company, but it’s not everything. We do not treat the companies we review as “sites“, we try to conduct an appropriate due diligence as we would make before engaging with any global business partner.

Below are the key aspects we scrutinise in order to establish a state in which we feel comfortable with recommending a company:


Legal Status

We look at the regulatory status of each company; Is it only registered with the FCA or is it authorised as a payment institution? Is it supervised by additional regulatory authorities across the globe? Has it been accused of fraud?


Track Record and Volumes

How long is the company running for? How many clients does it serve? Where are its offices? What kind of volumes does it trade? Who owns it, and who runs it? Does it have worldwide offices? Where?


Client Reviews

We browse hundreds or thousands of individual reviews for each company, and see what clients think of it, and they would recommend them. We also look at money transfer sites from the technical perspective – we would only recommend ones that have mobile friendly designs, functional platforms, and are apt for mobile devices (or have appropriate mobile apps).


Personal Assistance

We prefer companies that enable you to create a personal interaction with you. Such companies assign one dedicated point-of-contact to help you with your traders. This is definitely a way for clients to feel more secured – being able to reach your dedicated fx dealer at any time.


Our Interaction With The Companies

Our business relationship (as referral partners) with some of the companies reviewed on this website can help us separate the whiff from the chaff. We are able to visit them in their offices, speak directly to the people who work there and assume their level of professionalism and integrity, and get to learn the financial standing of the company.

We believe what we se; and thus, we have met with 6 of the fx companies which have received the highest scores on our testing.


Dealing with Complaints

Even the best money transfer services in the world sometimes receive complaints. That’s only natural and we would be respectful if none would come up for companies that are providing their fx services to hundreds of thousands of clients.

The question is how they encounter complaints. Are they open with the client when they have mistreated them? Do they take any inquiry seriously and bother searching for complaints online and responding to them? Are they sharing some of these resolutions with us? Do they bother respond to complaints left on Are they able to handle fx cases we had decided to research?



Geographic Focuses

Note: Our site can be used from people from most countries around the globe. The majority of our audience are UK expats, property buyers, and small business, but the companies we review, and our recommendations, are applicable for many more countries.

We are happy to help people from France, Spain, Germany, USA, Canada, Australia, New Zealand, Singapore, Switzerland, Sweden, South Africa and dozens more locations find trustworthy companies to transfer money internationally with.




International Money Transfer Comparison: Editor’s Note

By Matt Di Vincere, Chief Editor,


With becoming the leading site for international money transfer information since its establishment in 2014, we thought of this as good time to thank our loyal readers.

Ever since our launch, we attracted readers who are keen to engage. There are more than 1,000 comments that people left us over the years, more than 100,000 clicks on recommended companies quotes, and more than £300,000,000 transferred through our partners with our referral.

We are absolutely stunned by the amount of love and respect we get in several different industries in multiple locales. is recognised as an authority in the international money transfer industry.

Below are our new years resolutions and aims for 2018, to help you, the readers, get an ever better experience using the site.

Keep the site as detailed and comprehensive as it currently is, but make the reading easier 
Cover more money transfer companies 
Make the rating mechanism more transparent and calculated  
Make sure all reviews are accurate and up to date
Remove redundant reviews like the ones we previously had in place for Xendpay, RationalFX, GCEN (Global Currency Exchange Network), and Ebury FX , and focus on the best money transfer companies.
Create more intriguing infographics about the industry and the best way to use international money transfer services
Get more unique promotions exclusively for Money Transfer Comparison reader.


Stay tuned!


Thank you for reading,





  1. compare

    Comments are blocked on this page. If you want to reach us, use the inquiry form located on our About Us page. Thank you.

    Posted on May 1, 2016
  2. Tom

    I like this site. It is very well made and informative.

    Posted on October 30, 2017
    • Compare - MTC Admin

      Thank you Tom!

      Posted on October 31, 2017

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