As technology progresses, the number of people interested in conducting mobile money transfers with no human involvement is increasing. Companies like Currencies Direct, World First, Transferwise, Azimo, and OFXhave mastered the art of the swift, hassle-free registration process, and easy apps and online systems to transfer money on the fly. Discover the best international money transfer apps below for iPhone and Android.
Top 10 International Money Transfer Apps
Highest Rated Money Transfer App: Global Availability
Android, iPhone - UK, EU, Australia, Canada and USA Residents
90.4% Editorial rating
1,500 Client Reviews
£100 / €100 / AU$100 / US$100 or eq.
20bn Turnover per Year
Highest Rated App - Average Rating 4.8 on Google, 4.7 on App Store!
Are all of these apps regulated? is my money safe?
Yes. All money transfer services on our top 10 money transfer apps list are authorised by the FCA for overseas payments. Your money is protected by the safe measures the FCA enforces on these companies, including segregating client funds from their own.
How do you fund your tranfer?
Either via debit or credit card (more expensive) or simply through a domestic bank transfer to an account provided to you.
Can I send a payment through these apps and recepient will receive it in cash?
No. Only bank to bank transfes are supported. The recipient will have to have a valid bank account.
Once I create a user for the app, could I login into the companies desktop site too?
Yes, of course. You could even call your provider and make the transaction over the phone. Whichever way you prefer.
Xe’s app includes its currency conversion app
Revolut is not a money transfer app, per se
True for Jan 19, 2020
Additional Known International Payment Apps
Western Union App
Google Play Rating: 4.5 / 5 (116,500 ratings)App Store Rating: 4.8 / 5 (153,100 ratings)Company Rating: 42% (Review)Geo Availability: WorldwideDevice Availability: iPhone, AndroidPay With: Debit/Credit Card, Bank WireFeatures: Send Money Abroad, Pay Bills Directly with Hundreds of Stores.Get the App: Android / Apple
Google Play Rating: 4.5 / 5 (41,700 ratings)App Store Rating: 4.8 / 5 (28,600 ratings)Company Rating: 81.0% (Review)Geo Availability: USA/UK/EU/Asia/AUSDevice Availability: iPhone, AndroidPay With: Debit Card, Bank WireFeatures: Send Money Abroad – to Bank or cash pickup , 190 Destinations!Get the App: Via Website
Xoom Money Transfer
Google Play Rating:4.3 / 5 (39,000 ratings) App Store Rating: 4.8 / 5 (410,800 ratings)Company Rating: 77.8%% (Review)Geo Availability: Europe, USADevice Availability: iPhone, AndroidPay With: Debit/Credit Card, Bank WireFeatures: Pay bills, Send money to bank accounts and pick-up locationsGet the App: Android / Apple
Orbit Remit App
Google Play Rating:4.5 / 5 (2,300 ratings) App Store Rating: 4.7/ 5 (6,900 ratings)Company Rating: 75% (Review)Geo Availability: UK, Australia, New ZealandDevice Availability: iPhone, AndroidPay With: Bank WireFeatures: Make transfers, view recipients, live help chat functionality (new)Get the App: Android / Apple
Google Play Rating: 4.3 / 5 (3,000 ratings)App Store Rating: 5 / 5 (7 ratings)Company Rating: 72% (Review)Geo Availability: UK, EuropeDevice Availability: iPhone, AndroidPay With: Debit/Credit Card, Bank WireFeatures: Send money to over 40 locations, View RecipientsGet the App: Android / Apple
Google Play Rating: 3.5 / 5 (6,800 ratings) App Store Rating: 4.8 / 5 (11,800 ratings) Company Rating: N/A (Review)Geo Availability: WorldwideDevice Availability: iPhone, AndroidPay With: Bank WireFeatures: Make payments, Check payment status, Pay bills, Find the nearest Moneygram location to youGet the App: Android / Apple
Google Play Rating: 4.1 / 5 (12,300 ratings)App Store Rating: 3.6 / 5 (50 ratings)Company Rating: 89.9% (Review)Geo Availability: WorldwideDevice Availability: iPhone, AndroidReceive To: Bank Account, CardFeatures: Receive Business Payments from Abroad to a Bank Account or Dedicated MastercardGet the App: Via Website
FairFX Mobile Banking
Google Play Rating: 4.3 / 5 (920 ratings)App Store Rating:4.6 / 5 (560 ratings)Company Rating: 86.8% (Review)Geo Availability: UK/EU/AUSDevice Availability: iPhone, AndroidPay With: Debit Card (Europe), Bank WireFeatures: Currency Card Balance Tracking, Report Stolen Cards, Inquiries, Money TransfersGet the App: Via Website
Best Money Transfer App: Our Considerations
Funds are loaded via bank wire or debit/credit card. The process is elaborated and clear on how to do that and you get constant updates about your transfer. All our best money transfer apps on this page offer sending money via app for Android and iPhone.
All apps featured on this webpage are authorised as payment providers by the Financial Conduct Authority in the UK. The money you transfer them to fund your transfer is kept in segragated client accounts.
The foreign exchange rates offered by these companies are far superior to those offered by banks or payment systems such as Paypal. For example WorldFirst offers FX margins of 0.15%-0.5%, while Paypal’s currency exchange fees are nearing 4% in total, and bank often charge up to 2.5% spreads. The best FX exchange rate is far more possible to obtain with our choices than the alternatives.
Using a Money Transfer App Vs. Desktop View
When it comes to choosing between using the online money transfer through the website or through the app, consider the following. International money transfer apps are the most intuitive but they are prone to errors in comparison to using the computer at home.
Final Word about International Money Transfer Apps
When considering how to find the best app to transfer money abroad, you need to consider what kind of offering does the company behind the app has. Our website, Money Transfer Comparison, has been reviewing money transfer companies for more than 5 years to this point, and on our search we have discovered a wide array of companies who do not support a mobile money transfer app, but also a subset of elite group of companies with fully functional international money transfer app.
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