WorldRemit vs OFX Comparison

WorldRemit, established in 2010, specializes in providing a wide range of payout options including bank transfers, cash pickups, and mobile money, catering primarily to individuals looking to send money to family and friends across over 130 countries.

OFX, on the other hand, has been in operation since 1998 and focuses on facilitating bank-to-bank international transfers with no transfer fees, serving both personal and business clients with its global reach in over 190 countries.

Both companies are known for their reliability and customer satisfaction, making them strong contenders for anyone looking to conduct international money transfers.


Company NameWorldRemitOFX
WorldRemit ReviewOFX Review
Customer rating4.2/54.3/5
# Rating Customers79,000+6,000+
Top 3 Pros
  • Easy to use
  • Wide range of payout options
  • Fast transfers
  • No transfer fee
  • High maximum transfer limit
  • Strong business services
Top 3 Cons
  • Limited business services
  • Exchange rates include markup
  • Variable fees for transfers
  • No cash pickup or card top-up options
  • Exchange rates include markup
  • Primarily English service


Company NameWorldRemitOFX
Office locationsGlobal, with a focus on AfricaGlobal, with offices in key markets
# Currencies70+55+


Company NameWorldRemitOFX
Regulated byFCA, ASIC, and othersFCA, ASIC, FinCEN, FINTRAC
HTTPS SecuredYesYes
Segregated Customer AccountsYesYes

Limits and Fees

Company NameWorldRemitOFX
Min transferΒ£1$1000 (varies by country)
Max transferVaries by country and serviceUnlimited
Fixed feesYes, variesNo
See rates before you log in?YesYes

Customer Support

Company NameWorldRemitOFX
Dedicated DealerNoYes
Live ChatYesNo

Ways to Transfer

Company NameWorldRemitOFX
Online SystemYesYes
Online AppYesYes
Multi-Currency AccountNoYes
Cash PickupYesNo
Card Top-UpYesNo

Additional Functions

Company NameWorldRemitOFX
Mass paymentsNoYes
Cash chequesNoNo
Multi-Currency Debit CardNoNo


On MoneyTransferComparison, OFX has received a higher editorial score. The advantages of OFX over WorldRemit are these:

  • OFX offers no transfer fees, which can lead to significant savings, especially on large transfers
  • OFX provides dedicated dealers and business services, making it a superior choice for business transactions and currency risk management
  • OFX allows for unlimited maximum transfer amounts, catering to users needing to move large sums of money internationally.

WorldRemit is better for smaller, personal transfers, especially where cash pickup or mobile money is needed, and for users who benefit from its wide range of payout options including airtime top-ups. Its services are particularly tailored towards individuals sending money to family and friends, often in developing countries where these payout options are essential.

OFX is better for larger transfers and for both personal and business users needing to conduct international money transfers with minimal fees. Its services are especially beneficial for businesses and individuals looking for currency risk management tools and those who require the expertise of a dedicated dealer to guide them through the foreign exchange process.