Moneycorp vs Xoom Comparison

Moneycorp, a veteran in the industry with operations since 1979, has established itself as a leading currency exchange and international transfer service, boasting a wide range of currencies and a global presence. Its services cater to both individual and corporate clients, offering sophisticated solutions like hedging and mass payments.

On the other hand, Xoom, a PayPal service since 2015, provides a digital alternative for those seeking quick and convenient money transfers across borders. Specializing in fast transactions to a broad network of countries, Xoom appeals to individuals needing to send money or pay bills internationally with ease.

Both companies have garnered positive customer feedback for their reliable and efficient services, making them strong contenders for anyone looking to manage international money transfers.


Company NameMoneycorpXoom
Moneycorp ReviewXoom Review
Customer rating4.4/54.0/5
# Rating Customers6,300+22,000+
Top 3 Pros
  • Professionalism and courtesy of traders
  • Quality of guidance
  • Savings through exchange rates
  • Fast transfers from the USA
  • Accepts low-value payments and mobile top-ups
  • Easy to navigate user interface
Top 3 Cons
  • Long sign-up process
  • Difficulty changing personal details
  • Some transfers not same-day
  • Disclosing personal information
  • Slow response times from customer service
  • Takes a long time to return money


Company NameMoneycorpXoom
Office locationsUK, USA, France, Spain, Ireland, Hong Kong, Australia, Brazil, Gibraltar, UAE, RomaniaCorporate offices in the USA. Affiliated agents globally
# Currencies120+79


Company NameMoneycorpXoom
Regulated byFCA, FinTRAC, ASIC, and othersFinCEN, FCA, FINTRAC
HTTPS SecuredYesYes
Segregated Customer AccountsYesNo

Limits and Fees

Company NameMoneycorpXoom
Min transferΒ£50No minimum
Max transferNo upper limitVaries by country
Fixed feesNoVaries by country and transfer method
See rates before you log in?YesYes

Customer Support

Company NameMoneycorpXoom
Dedicated DealerYesNo
Live ChatNoNo

Ways to Transfer

Company NameMoneycorpXoom
Online SystemYesYes
Online AppYesYes
Multi-Currency AccountYesNo
Cash PickupYesYes
Card Top-UpYesYes

Additional Functions

Company NameMoneycorpXoom
Mass paymentsYesNo
Cash chequesNoNo
Multi-Currency Debit CardYesNo


On MoneyTransferComparison, Moneycorp has received a higher editorial score. The advantages of Moneycorp over Xoom are these:

  • A wider range of currencies (120+ compared to Xoom’s 79).
  • No upper limit on transfers allowing for larger transactions.
  • The availability of dedicated dealers for personalized service.

Moneycorp is better for large volume transfers and businesses looking for hedging options and mass payment solutions.

Xoom is better for individuals needing fast, low-value transfers and those who benefit from its extensive cash pickup and card top-up services.