CurrencyFair vs WorldFirst Comparison

CurrencyFair, established in 2009, is renowned for its peer-to-peer exchange system, providing users with low-cost transfer options.

WorldFirst, founded in 2004, caters primarily to business clients, offering a wide range of currency solutions and financial services.

This comparison aims to highlight the key features, benefits, and differences between CurrencyFair and WorldFirst, helping you decide which provider best suits your money transfer needs.


Company NameCurrencyFairWorldFirst
CurrencyFair ReviewWorldFirst Review
Customer rating4.5/5 on TrustPilot4.3/5 on TrustPilot
# Rating Customers6,000+ reviews2,100+ reviews
Top 3 Pros
  • 0.4% to 0.6% Overall Markup
  • Highly Positive Client Rating
  • First 5 Transfers for Free
  • Large and Trusted
  • Positive Client Feedback
  • Great Online System and App
Top 3 Cons
  • Not as Known
  • No Dedicated Dealers
  • Only 22 Currencies Available
  • Not Available in the US
  • Only Business Customers Accepted
  • Heavy Staff Turnover


Company NameCurrencyFairWorldFirst
Office locationsIreland, Australia, UKUK, NL, Australia, Hong Kong, Singapore, Japan
# Currencies22130+


Company NameCurrencyFairWorldFirst
Regulated byCentral Bank of Ireland, ASICFCA, ASIC, and others
HTTPS SecuredYesYes
Segregated Customer AccountsYesYes

Limits and Fees

Company NameCurrencyFairWorldFirst
Min transfer€8Β£1,000
Max transferNo limitNo limit
Fixed fees€3 (varies by currency)No fixed fees
See rates before you log in?YesYes

Customer Support

Company NameCurrencyFairWorldFirst
Dedicated DealerNoYes
Live ChatNoYes

Ways to Transfer

Company NameCurrencyFairWorldFirst
Online SystemYesYes
Online AppYesYes
Multi-Currency AccountYesYes
Cash PickupNoNo
Card Top-UpNoNo

Additional Functions

Company NameCurrencyFairWorldFirst
Mass paymentsNoYes
Cash chequesNoNo
Multi-Currency Debit CardNoYes


On MoneyTransferComparison, WorldFirst has received a higher editorial score. The advantages of WorldFirst over CurrencyFair are these:

  1. WorldFirst offers a broader range of currencies, supporting over 130 currencies compared to CurrencyFair’s 22, making it more suitable for businesses and individuals dealing with a wide variety of global currencies.
  2. WorldFirst provides dedicated dealer support, offering personalized advice and services for complex transactions or for businesses looking to implement currency risk management strategies.
  3. WorldFirst has a more extensive global presence with offices in the UK, Netherlands, Australia, Hong Kong, Singapore, and Japan, providing local support in more regions than CurrencyFair.

Both companies are reliable companies with good customer reviews, and both should be considered for your next international money transfer.

CurrencyFair is better for individuals and businesses looking for competitive exchange rates through its unique peer-to-peer exchange system, especially for users in the USA where WorldFirst does not offer services. It’s also more suited for those who prefer a straightforward, low-cost option with the ability to see rates before logging in and for those making smaller transfers due to its low minimum transfer limit.

WorldFirst is better for larger businesses and e-commerce sellers that require a wide range of currencies and more sophisticated financial tools like hedging and mass payments. Its dedicated dealer support and comprehensive online platform make it ideal for businesses looking for a more tailored approach to managing international payments and currency risk.