Embark on a comprehensive exploration as we delve into the intricate world of cost of living comparisons between various countries around the globe. Our detailed guide provides an insightful journey across borders, examining and contrasting the daily expenses of life in different nations. Whether you’re seeking the ideal location to settle down or simply aiming to gain a better understanding of the world’s economic landscape, this article serves as a valuable resource.

Explore the intricacies of living costs in different nations, and allow us to support you in making informed decisions for your upcoming relocation. This cost of living comparison

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Cost Of Living In Australia Vs UK

Australia and the UK offer compelling relocation options owing to their top-notch educational systems, high standards of living, and diverse populations.

Australia makes it to the 13th spot on the list of countries with a high cost of living., whereas the United Kingdom takes the 33rd spot. So, living in Australia is on average more expensive than living in the United Kingdom.

But that doesn’t necessarily mean Australia will be expensive for everyone. The cost of living comprises many individual expenses and factors. It’s crucial that you estimate your personal living costs in both Australia and the UK before comparing them.

Below you can read a quick summary of our findings:

Cost Of Living Comparison: Australia Vs. UK

While Australia and the United Kingdom are very different countries, they both offer a similar list of benefits to those considering relocation.

These include attractive healthcare benefits, excellent education systems, job opportunities, better lifestyles, cultural diversity, and security. While Australia has a great outdoor lifestyle to boast of, the United Kingdom has scenic hiking trails and countryside.

Both also promise a dynamic culinary and art scene, besides some great nightlife and entertainment.

No matter how you like to spend your days, the UK and Australia have plenty to offer to everyone.

But the expenses of living in either of these countries couldn’t be more different. Even more so when you consider how unique every person’s lifestyle looks.

Let’s find out how much your yearly budget has to be to live in Australia and the United Kingdom!

Australia vs UK: Housing

Housing will make up the first big chunk of your living expenses anywhere. Your two options are renting or owning property, both of which come with their pros and cons. And not to mention budget differences and capabilities.

Rent Prices

Renting a home in the United Kingdom is more affordable than renting one in Australia, with a 32% difference in prices. Here is a quick guide to rental prices in both countries.

Australians end up paying much higher rent than UK citizens.

Apartment Purchase Prices

If you intend to purchase or loan an apartment in either of these countries, here are the prices you must consider.

Australia’s real estate market is more expensive than that in the United Kingdom. But things differ when you take a look at the citywide prices. If you’re considering particular cities in either country, make sure to check prices for those locations.

Tip: Interested in buying a property in Australia or the UK? We have created a transferring money to and from Australia guide that showcases the best companies to work with if you need to send large sums of money between the two countries.

Australia vs UK: Salaries

A salaried individual living in Australia can expect to take home an average monthly salary of $3,645.12 after taxes, compared to $2,774.88 in the UK.

Australia generally provides graduates with more job opportunities and higher pay for comparable roles than the UK. Here is a comparison of the high-demand career opportunities in various industries below and their salaries in the two countding.

Annual Salaries for Different Job Roles

Australia vs UK: Food

Food is the next major and unavoidable living expense to calculate into your budget. Depending on your lifestyle habits and preferences, there are two types of food-related expenses you need to consider. These include groceries and dining out.

Groceries

The cost of groceries in the United Kingdom is 59.5% cheaper than in Australia. Let’s take a closer look at the price differences between popular grocery items in both countries.

Grocery shopping in Australia is sure to burn a bigger hole in your pocket than in the UK. About every grocery item on your list will cost more in Australia than in the UK. So, no matter what you’re buying, you’ll spend more at an Australian supermarket.

Dining Out

If you thought eating out would be an easy solution to expensive groceries, you’ve miscalculated the situation. Dining out is 9.3% more expensive in Australia than in the UK.

Take a look at just how much more you’re paying and for what items.

Dining out in Australia is only slightly less expensive if all you’re consuming are basic meals at inexpensive restaurants or regular cappuccinos.

Australia vs UK: Taxes

The UK employs a progressive tax rate of between 0% and 45%. This means incomes below £12,570 (or USD 15,099.46) in the United Kingdom do not get taxed, while any income earned above £150,000 (or USD 180,184.51) gets taxed at 45%.

Although Australia also has a progressive tax rate of between 0% and 45%, the income levels and tax slabs differ. In Australia, an income below AUD 18,200 (USD 12,553.18) does not attract any tax, while any income above AUD 180,001 (USD 124,153.01) attracts a tax rate of 45%.

When it comes to sales tax, in the UK, most goods and services come with a standard tax rate of 20%, while in Australia, it is only 10%.

Australians pay a relatively low property tax of between 0.3% and 1.1%, in comparison to the United Kingdom’s 3% to 15% real estate tax.

Australia vs UK: Utilities

Utilities are probably the only living expense that you will pay the same bills for in both countries, except for a slightly higher internet bill in Australia.

Australia vs UK: Childcare

Bringing up a family with one or more children is quite difficult compared to living alone. It is a crucial factor to consider when calculating one’s cost of living expenses.

Parents of preschool children have it harder in Australia, while parents of primary school children have it harder in the United Kingdom.

Here are the particulars based on major expenses for two different age groups.

Australia vs UK: Crime Rates

Both the UK and Australia experience a moderate level of crime and have recently seen a sharp increase in criminal activity.

However, Australia ranks 10th on the list of safe countries, whereas the United Kingdom makes it to the 17th position. The United Kingdom scores only 60.1 on the safety meter, while Australia scores a nice 86.9.

Here are some key crime rates for both countries:

Takeaway

Both Australia and the United Kingdom have similar attractions for people looking to move there. However, they’re not equally affordable in terms of living expenses. However, Australia does also offer higher salaries than the UK.

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Whether you prefer the Land Down Under or the Great White North, both Australia and Canada offer a high standard of living with an excellent quality of life. The cost of living, however, varies significantly between the two exceptional countries.

Australia is comparably more expensive than Canada by approximately 17%, and as of 2023, ranks 13th in the list of countries with the highest cost of living, whereas Canada ranks 25th.

Both countries offer a multicultural environment, diverse natural attractions, as well as higher education and health care standards, but what makes a significant difference is the cost of living and the monthly expenses. Canada is ideal for families who’d like to settle down, while Australia is better suited for people who like to be out and about.

Each has its pros and cons, but Canada is the more affordable option when it comes to the cost of living. Let’s break down the various factors you should take into account when considering moving to Australia or Canada.

Below you can read a quick summary of our findings:

Category	Australia	Canada
Cost of Living Rank	13	25
Housing (1-BR apartment city center)	$1,527.80	$1,226.98
Minimum Wage per Hour	$14.88	$11.66
Healthcare System	Medicare	Free primary healthcare & Medicare
Childcare (Private preschool for one child per month)	$1,443.46	$809.11
Crime Index	43.03 (#75)	41.89 (#82)

Australia Vs Canada: Housing

Housing in Australia is undoubtedly more expensive than in Canada, despite both having similar housing structures. A one-bedroom apartment in Australia will cost approximately $2000 in the city center, while the same in Canada will cost $1600.

However, it’s important to note that a new Canadian law has taken effect as of January 2023 where foreigners are not allowed to purchase properties in the country. Although there are exemptions in place for immigrants and permanent residents of Canada who are not yet Canadian citizens.

Here’s a cost comparison of renting and owning properties in Australia and Canada:

Housing Expenses	Australia		Canada		Variance
	In AUD	In USD	In CAD	In USD
Rent for a 1-BR apartment within the city	~AU$2,196.34	~$1,527.80	~CA$1,637.38	~$1,226.98	-19.50%
Rent for a 1-BR apartment outside the city	~AU$1,707.15	~$1,187.51	~CA$1,388.39	~$1,040.4	-12.20%
Rent for a 3-BR apartment within the city	~AU$3,649.7	~$2,538.77	~CA$2,620.35	~$1,963.57	-22.50%
Rent for a 3-BR apartment outside the city	~AU$2,564.51	~$1,783.90	~CA$2,283.68	~$1,711.29	-3.80%
Price per Square Meter to Buy Apartment within the city	~AU$10,519.45	~$7,317.43	~CA$8,921.59	~$6,685.44	-8.40%
Price per Square Meter to Buy an Apartment outside the city	~AU$7,581.36	~$5,273.67	~CA$6,633.91	~$4,971.15	-5.50%

Tip: Interested in buying a property in Australia or Canada? We have created a transferring money to and from Australia guide (also one dedicated to the Canadian residents) that showcases the best companies to work with if you need to send large sums of money between the two countries.

Australia Vs Canada: Employment and Salaries

Both countries have strong economies and have lucrative employment opportunities available for locals as well as foreigners. But that does not equate to instant employment.

In Australia, skilled labor is always in high demand. Farm work, fruit picking, and other seasonal work are always available, especially for people who want to try living in Australia before committing to relocating.

Meanwhile, in Canada, employment opportunities in construction, engineering, healthcare, and mining are always available, but factors like location and skills will impact employment. For instance, if you want to be involved in the tech industry, you should head to cities like Montreal, Toronto, or Vancouver, where tech start-ups are based.

In terms of compensation, Australia offers a higher compensation rate than Canada primarily because employers of white-collar jobs pay significantly higher. Canada’s workforce is mainly from blue-collar industries and thus receives reasonable salaries but they are rewarded with a cheaper cost of living.

In Australia, the minimum wage offered is AU$ 21.38 per hour (~$14.88), and employees receive 20 days of mandatory paid leave plus 10 days of paid sick days.

As of 2022, Canada offers a minimum hourly wage of CA$ 15.55 (~$11.66), and employees have two weeks of paid leave every year.

Below are some jobs in Australia and Canada and the average salary you can expect.

Employment	Australia		Canada
	In AUD	In USD	In CAD	In USD
Driver	AU$68,250	~$47,508.82	CA$39,520	~$29,643.95
General Laborer	AU$55,575	~$38,685.76	CA$31,870	~$23,905.69
Registered Nurse	AU$56,000	~$38,981.60	CA$72,935	~$54,708.54
Professor	AU$193,687	~$134,825.52	CA$91,877	~$68,916.94
Web Developer	AU$135,000	~$93,973.50	CA$71,760	~$53,827.18

Australia Vs Canada: Basic Groceries and Dining Out

The prices of essential commodities in Canada are higher than in Australia. Expect to pay at least 17.1% more in Canada for groceries and food.

Food/Groceries	Australia		Canada
	In AUD	In USD	In CAD	In USD
1 liter milk	AU$2.12	~$1.48	CA$2.69	~$2.02
1 kilo rice	AU$3.06	~$2.13	CA$4.22	~$3.17
One dozen eggs	AU$5.49	~$3.83	CA$4.10	~$3.08
1 kg local cheese	AU$12.92	~$9.01	CA$14.44	~$10.83
1 kg banana	AU$3.78	~$2.64	CA$1.85	~$1.39
1 kg chicken fillet	AU$12.12	~$8.45	CA$14.49	~$10.87
1 kg oranges	AU$4.28	~$2.98	CA$4.60	~$3.45
1 kg apples	AU$4.74	~$3.30	CA$4.81	~$3.61

Of course, once in a while, eating out to treat yourself and your family is nice. There are many dining options in Australia and Canada, but dining out in Australia costs you more.

And on average, here’s how much you need to include in your budget when dining out:

Dining Out	Australia		Canada
	In AUD	In USD	In CAD	In USD
A meal in an inexpensive restaurant	AU$25	~$17.42	CA$20	~$15
A meal in a mid-range restaurant (cost for two)	AU$110	~$76.65	CA$86.86	~$65.15
A meal at McDonald’s	AU$14	~$9.75	CA$12.00	~$9

Australia Vs Canada: Taxes

You pay less tax in Australia than in Canada. The practical tax rate of Australia is 23.6% compared to Canada’s 28%. Though in Australia, the higher your income, the higher your tax.

The sales tax in Canada is categorized into two types, while Australia implements a 10% tax on what they refer to as Goods and Services Tax or GST.

Australia Vs Canada: Monthly Utilities

Essential monthly utilities cost more in Australia, whereas mobile and internet connection costs are cheaper in Canada. Transportation is 3.5% more expensive in Canada compared to Australia.

Monthly Utilities	Australia		Canada
	In AUD	In USD	In CAD	In USD
Basic monthly utilities inclusive of electricity, heating, cooling, water, and garbage for an 85m2 apartment	AU$289.79	~$201.81	CA$187.92	~$140.89
1 minute of prepaid mobile tariff without a plan	AU$0.67	~$0.47	CA$0.36	~$0.27
Internet connection	AU$84.03	~$58.52	CA$83.70	~$62.75
A monthly pass for transportation	AU$162	~$112.82	CA$100	~$74.97
1 liter of gasoline	AU$2.01	~$1.40	CA$1.82	~$1.36

Australia Vs Canada: Health Care

Both Australia and Canada have robust healthcare systems. Medicare is available to everyone in Australia, although many Australians still opt to use their private insurance when it comes to dental care and health conditions requiring a specialist.

The Australian government funds approximately 70% of the country’s health care system through the Medicare levy, income tax, and other private financings by its residents. Medical levy is a program where taxpayers pay 2% of their taxable income. This amount is reduced if an individual’s monthly income is below a certain threshold.

Canada provides free primary healthcare as per the Canada Health Act and Medicare. The health ministry offers a wide range of health-related services, but it doesn’t cover the expenses for all procedures, especially if deemed not medically necessary, such as cosmetic surgery.

Both countries offer exceptional healthcare services that are readily available and conveniently accessible for all residents.

Australia Vs Canada: Childcare

A major perk of living in Canada is its low cost of childcare, approximately 19.1% lower than that in Australia.

In Australia, residents are eligible to use childcare services irrespective of ability, citizenship, ethnicity, and family circumstances. The same is practiced in Canada, and both countries have child care primarily shouldered by the parents.

Childcare Cost	Australia		Canada
	In AUD	In USD	In CAD	In USD
Private preschool for one child for one month	AU$2,104.08	~$1,443.46	CA$1,048.15	~$809.11
Middle school for one child, for two semesters or one academic year	AU$110	~$76.65	CA$86.86	~$65.15

Australia Vs Canada: Crime Rate

Australia and Canada are both highly developed countries, but this doesn’t mean they are spared from crimes. The good news, however, is that the crime rate in both these countries is significantly lower compared to the rest of the world.

In theory, the more progressive and stable a country’s economy is, the fewer crimes are committed. This is because fewer people are below the poverty line and are less inclined to commit desperate acts of crime to survive.

	Homicide Rate	Global Ranking	Gun Death Rate	Global Ranking	Stabbing Death Rate	Global Ranking
Australia	1.31 per 100k	#149	0.18 per 100k	#156	0.48 per 100k	#125
Canada	1.51 per 100k	#142	0.5 per 100k	#119	0.49 per 100k	#122

According to the 2023 World Population Review, Australia ranks #75 with a crime index of 43.03 and a population of 26,439,111, while Canada ranks #82 with a crime index of 41.89 and a population of 38,781,291.

Conclusion

Australia and Canada are both exceptional countries that have a lot of services and safeguards in place for their citizens. Despite the apparent similarities, Canada is considerably cheaper to live in, whereas Australia is more expensive but with higher salaries as well. If you’re considering migrating to either of these countries, make sure you consider the cost of living as that can significantly impact your overall quality of life.

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Cost Of Living In New Zealand Vs Australia

Australia and New Zealand are among the most popular choices for those looking to move to a country with a more outdoorsy vibe. While both countries have an expansive natural beauty to offer, the cost of living varies significantly.

Although NZ is generally considered to be less expensive than Australia, there are still numerous other factors to consider, including your income.

In this article, we compare the cost of everyday necessities, rent, and utilities, as well as the potential earning range in the two countries, to help you make the right move.

Below you can read a quick summary of our findings:

Category	New Zealand	Australia
Housing (1-bedroom apartment rent)	1,300 – 1,600 NZ$	1,600 – 2,000 NZ$
Average Annual Salary	48,000 NZ$	42,000 NZ$
Local Transport (One-way ticket)	3.50 NZ$	4.93 NZ$
Utilities (Basic amenities for 915 sq ft apartment)	206.17 NZ$	225.68 NZ$
Preschool Cost (Private, Monthly)	1,119.04 NZ$	2,246.05 NZ$
Quality of Life Index	176.81	183.81

Cost of Living: New Zealand Vs. Australia

Overall, New Zealand has a lower cost of living than Australia. Rent for a one-bedroom apartment is cheaper by 17.72%, one-way local transportation is cheaper by 29.06%, and a loaf of white bread is cheaper by 8.38%.

It seems obvious that New Zealand is a better choice. However, you will also need to compare work opportunities and salaries offered in the two countries.

Let’s take a closer look and compare living costs in Australia and New Zealand. All amounts we’ve presented below are in New Zealand dollars to make it easier to understand.

Housing

Whether you buy an apartment or rent one, the housing costs are lower overall in New Zealand.

If you want to buy an apartment in the main city center in Australia, it will cost you approximately 9,100 NZ$ per square ft., while the same will cost about 8,400 NZ$ in New Zealand. Outside the city center, however, the housing market is more affordable, with the cost per square ft. being nearly 6,200 NZ$ in Australia and 6,100 NZ$ in New Zealand.

The rent is also cheaper in New Zealand compared to that in Australia. A one-bedroom apartment n Australia can cost between 1,600 NZ$ to 2,000 NZ$, whereas it will cost 1,300 NZ$ to 1,600 NZ$ in New Zealand.

Irrespective of the city you choose in Australia, the housing costs will still be higher than in New Zealand. However, long-term mortgage interest rates are higher in New Zealand.

Tip: Interested in buying a property in Australia or New Zealand? We have created a transferring money to and from Australia guide that showcases the best companies to work with if you need to send large sums of money between the two countries.

Salary

The average annual salary is $48,000 in New Zealand and $42,000 in Australia. So, employees in New Zealand, on average, earn $6,000 more per year than employees in Australia.

This difference can go as high as $10,000 or more per year for certain skilled occupations like healthcare and engineering.

Job	Annual Salary In New Zealand	Annual Salary In Australia
Family Doctor	148,202 NZ$	136,083 NZ$
Architect	67,667 NZ$	62,134 NZ$
Mechanical Engineer	66,550 NZ$	61108 NZ$
Chemical Engineer	64,996 NZ$	59,681 NZ$
Early Childhood Educator	53,089 NZ$	48,748 NZ$
Registered Nurse	62,433 NZ$	57,328 NZ$
Psychiatrist	175,542 NZ$	161,188 NZ$
Veterinarian	78,874 NZ$	72,424 NZ$
Carpenter	59,736 NZ$	54,851 NZ$
Welder	52,381 NZ$	48,098 NZ$

New Zealand is also a better place to work as employees are better protected with worker rights. This means more downtime for workers in terms of holidays and sick leaves.

Moreover, Australia’s average working hours per week are 40 hours, while New Zealand requires 38 hours. So, New Zealanders get more time to spend with family or pursue leisure activities or hobbies.

Goods And Services

Apart from your basic amenities, most people need additional spending money for clothing purchases, hobbies, or transportation costs. These purchases will reflect on your monthly expenses.

1. Shoes And Clothing

You may not think clothing costs will vary too much between Australia and New Zealand, but it does.

Australia has more extreme weather, with extreme winters and blistering hot summers. This results in people buying more clothes and clothes that are season-appropriate.

This difference in clothing and shoes is not that high between the two countries, but it does exist.

Shoes and Clothing	New Zealand	Australia
A Pair of Men Leather Business Shoes	180.87 NZ$	168.21 NZ$
A Pair of Nike Running Shoes	150.58 NZ$	155.88 NZ$
1 Summer Dress (in chain stores like H and M, Zara, etc.)	65.02 NZ$	64.12 NZ$
1 Pair of Jeans	108.91 NZ$	109.83 NZ$

2. Transport

Local transport is cheaper in New Zealand, but transport by taxi and a private car is costly. On the other hand, buying a new car is more affordable in Australia than in New Zealand.

Transportation	New Zealand	Australia
One-way Ticket for Local Transport	3.50 NZ$	4.93 NZ$
Monthly Pass	152.30 NZ$	164.46 NZ$
Taxi Start	3.75 NZ$	4.60 NZ$
Taxi 1 mile	4.83 NZ$	3.83 NZ$
Taxi 1-hour Waiting	60.00 NZ$	57.01 NZ$
Gasoline (1 gallon)	10.80 NZ$	8.31 NZ$

3. Sports And Leisure

There is not much difference in the cost of leisure activities in Australia and New Zealand, although New Zealand is still marginally cheaper.

Leisure Activities	New Zealand	Australia
Tennis Court Rent (1 Hour on Weekend)	22.20 NZ$	21.60 NZ$
Fitness Club, Monthly Fee for 1 Adult	62.24 NZ$	72.86 NZ$
Cinema, International Release, 1 Seat	18.00 NZ$	21.93 NZ$

Food Items

Unless you eat out most days, groceries form a major part of your monthly expense, doubly so if you are living with a family.

While there is no major price difference in food items between Australia and New Zealand, some foods like bread, beer, wine, and certain fruits and vegetables are cheaper in New Zealand. However, products like rice, milk, cheese, eggs, beef, and chicken are less costly in Australia.

Item	New Zealand	Australia
Rice (1 lb)	1.42 NZ$	1.39 NZ$
Loaf of bread (1 lb)	2.77 NZ$	3.02 NZ$
Eggs (1 dozen)	6.85 NZ$)	5.66 NZ$
Chicken filets (1 lb)	6.43 NZ$	5.70 NZ$
Beef (1 lb)	10.00 NZ$	9.80 NZ$
Milk (1 gallon)	11.04 NZ$	7.89 NZ$
Water (1.5 liter bottle)	1.68 NZ$	2.43 NZ$
Beer (domestic 0.5 liter bottle)	4.79 NZ$	6.39 NZ$
Beer (imported) (12 oz small bottle)	5.46 NZ$	6.92 NZ$
Wine (Mid-Range bottle)	16.00 NZ$	18.67 NZ$
Cheese (1 lb) (local)	6.43 NZ$	5.60 NZ$
Apple (1 lb)	1.94 NZ$	2.23 NZ$
Banana (1 lb)	1.48 NZ$	1.82 NZ$
Oranges (1 lb)	2.18 NZ$	1.94 NZ$
Tomato (1 lb)	2.49 NZ$	3.40 NZ$
Onion (1 lb)	1.24 NZ$	1.37 NZ$
Potato (1 lb)	1.46 NZ$	1.66 NZ$
Lettuce (1 head)	4.16 NZ$	3.75 NZ$
Cigarettes (Marlboro pack of 20)	36.90 NZ$	43.93 NZ$

Dining Out

Whether you enjoy a meal out once or twice a week or like to indulge and dine out often, you would want to know which country will be cheaper for dining out.

In Australia, beer and meals at restaurants are cheaper, whereas fast food and other beverages are cheaper in New Zealand.

Dining Out Costs	New Zealand	Australia
3-course meal for 2 people at a mid-range restaurant	114.50 NZ$	109.82 NZ$
Meal at an inexpensive restaurant	22.00 NZ$	21.96 NZ$
McMeal at McDonald’s	14.00 NZ$	14.28 NZ$
Domestic Beer (1 pint draught)	10.00 NZ$	8.79 NZ$
Imported Beer (12 oz small bottle)	10.00 NZ$	9.88 NZ$
Cappuccino (regular)	5.22 NZ$	5.26 NZ$
Coke/Pepsi (12 oz small bottle)	3.56 NZ$	3.90 NZ$
Water (12 oz small bottle)	3.15 NZ$	3.26 NZ$

Utilities

Here are some common utilities and their costs in the two countries:

Monthly utilities	New Zealand	Australia
Basic Amenities like Electricity, Water, Heating, Cooling, and Garbage for 915 sq ft Apartment	206.17 NZ$	225.68 NZ$
1 min. of Mobile Tariff, Prepaid and Local	0.42 NZ$	0.45 NZ$
Internet (60 Mbps or More, Unlimited Data, Cable/ADSL)	84.14 NZ$	84.04 NZ$

The amount you pay will depend upon the size of your house and usage. However, most utilities are cheaper in New Zealand.

School System And Cost

If you are moving with your family or considering becoming a parent in the future, you will have to consider the cost of schooling.

Schooling	New Zealand	Australia
1 Child in Preschool or Kindergarten For Full Day, Private, Monthly Cost	1,119.04 NZ$	2,246.05 NZ$
1 Child in International Primary School, Yearly Cost	17,734.38 NZ$	19,214.34 NZ$

Schooling is very costly in Australia, with preschool expenses double that in New Zealand.

Quality Of Life Index

The quality of life index is a number given to each country by the World Population Review. The higher the number, the better the quality of life in that country.

According to the mid-2021 rankings, Australia comes in at the 5th position with a quality of life index value of 183.81, while New Zealand is a bit behind, ranking 9th and having an index of 176.81.

So, although most amenities are costlier in Australia, it also offers a better quality of life compared to New Zealand.

The Australian dollar is a major currency and is a stronger currency in general than the NZD. Go here learn more about international money transfers in Australia, or here to get the best rates when you need to transfer money from Australia to NZ.

Conclusion

Whether you’re excited about the Land Down Under or want to explore the Kiwi country, it’s important to take into account the cost of living in both countries. New Zealand is cheaper in most aspects and also offers greater salaries, helping you save more. However, Australia is more urban and offers a higher quality of life. So, make sure you take all the factors into consideration to make the best decision for your big move!

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Cost of Living in Switzerland Vs UK

The UK and Switzerland are both exceptional countries that offer promising prospects for anyone looking to relocate. However, when it comes to the cost of living, the UK is 43% cheaper than Switzerland.

Switzerland offers a remarkably high standard of living but that comes at the price of its equally high cost of living, which is why it’s also widely known as one of the most expensive countries in the world. Compared to the UK’s 16th rank, Switzerland clocks in at no. 4 on the list of most expensive countries in the world.

In this article, we’ll take a closer look at various factors to understand the cost differences and local purchasing power of both Switzerland and the UK.

Below you can read a quick summary of our findings:

Switzerland Vs UK: Housing

Renting An Apartment

How much can you expect to spend on rent in Switzerland and the UK? Here’s a look into your biggest monthly outgoings, both in and outside the city center.

Keep in mind that you also have to put a deposit down, which is a month’s worth of rent + tenancy deposit in the UK and 3 months’ worth of rent (maximum) in Switzerland.

Buying Property

Switzerland is a wildly expensive place to live in, which is reflected in the exorbitant property costs. Houses in Switzerland costs more than double that in the UK. So, it’s no surprise that, compared to 63% of British folks, only 36% of Swiss residents have their own homes.

This is also because the Swiss government has a layer of restrictions for non-nationals looking to buy property in the host county — purchase of a license.

Interested in buying a property in the UK or Switzerland? We have created a transferring money from Switzerland to the UK guide that showcases the best companies to work with if you need to send large sums of money between the two countries.

Switzerland Vs UK: Salary

The average monthly salary (post taxes) is $5,924.32 in Switzerland — more than two times that of the UK, which stands at $2,798.42. This is one of the key attractions for professionals moving to this gorgeous, mountainous country for a new role.

But here’s the catch.

Switzerland has a GDP of $799.8 billion, so while it does offer high-paying jobs, opportunities tend to be few and far between. Plus, its high purchasing power often means you’ll end up paying more for utilities and facilities, among other things.

The UK, on the other hand, has its head in the game with a GDP of $874.5 billion. So, even though you’ll get paid less here than in Switzerland, you can benefit from many opportunities if you want to transition into a better-paying field based on your skill set. That combined with a comparatively cheap cost of living, and you can expect a better quality of life in the UK.

Here are some common jobs and their wage disparities in the two countries:

Switzerland Vs UK: Food

Groceries

Your grocery and food expenses in either country will ultimately depend on how many mouths you’re feeding and what brands you prefer. That said, you can expect to pay 32.3% more in Switzerland compared to the UK, although you may be able to reduce the costs by shopping at discount stores and budget supermarkets like Aldi or Lidl.

Dining Out

When it comes to dining out, the UK is significantly more affordable than Switzerland. Eating out or enjoying the nightlife is more convenient, easily accessible, and more importantly, doesn’t require you to burn a hole in your pocket.

On the other hand, you have to be smart about dining out in Switzerland, which can be rather expensive. For example, a three-course meal in the culinary heaven of Switzerland can set you back by as much as $108.25. Meanwhile, a similar meal in the UK will cost just $66.82.

Switzerland Vs UK: Taxes

Take a look at the taxes levied in Switzerland and UK (on an individual level), and you’ll understand why Switzerland is so expensive to live in.

In Switzerland, you can expect to pay 20-40% of your total monthly income, depending on where you live. Factor in a sales tax rate that’s estimated to reach 7.70% by the end of 2023, and you’re not left with much to create a cushion.

It also impedes your ability to purchase a house, because the real estate tax is calculated according to on-site valuation, which could be 70-90% of the market value of the property!

In the UK, on the other hand, you’re allowed to have $15,155.27 as a personal allowance, which is tax-free. After that, the basic tax rate starts at 20% and goes as high as 45%, depending on your income. The sales tax here tends to be expensive, costing as much as 20% in VAT and duties on goods and services.

As for real estate taxes, how much you pay will depend on whether you’re a resident of the country. Typically, though, you can expect to pay 15% Stamp Duty Land Tax (SDLT) and Annual Tax on Enveloped Dwellings (ATED) — if your UK real estate property is worth upwards of $24,13,000.

Switzerland Vs UK: Utilities

Utility bills include electricity, water, and gas, although Switzerland focuses on hydropower more than gas, which is how the country has managed to avoid soaring gas prices.

Bear in mind, however, Switzerland also stipulates separate charges for waste management and garbage disposal. Although you could use public recycling facilities to keep costs low. Just make sure you do it by the book, as Switzerland has strict laws regarding recycling.

As you can tell, Switzerland is more expensive than the UK for utilities as well.

Switzerland Vs UK: Childcare

Childcare, specifically daycare, is expensive in both Switzerland and the UK. You will have to dedicate nearly 30-100% of your income, depending on factors like how much you earn, whether your partner earns, and where you live.

If you have school-going kids, here’s what you can expect to pay to educate them.

Switzerland has an exceptional education system, ranking 6th according to the World Population Review. But if you think you may relocate somewhere else someday, proceed with caution. Education in Switzerland relies on vocational training, which could limit your child’s prospects if they’re going to work for a non-Swiss company later.

Switzerland Vs UK: Crime Rates

It is widely accepted that crime and education have a close correlation. The same is true in both Switzerland and the UK.

A large majority (86%) of Swiss residents between the ages of 25 and 64 have at least an upper-secondary education. This stands in contrast with education in the UK, where only 45.7% of British people have some post-secondary education. And with higher education rates offering better public safety outcomes, Switzerland generally tends to have a lower crime rate than the UK.

Take a look at the table below to compare key data across the two countries:

In Conclusion

Now that you’ve got the rundown on how much you can expect to spend in the UK and Switzerland across multiple touchpoints, you can make a more informed decision that aligns with your budget.

Will you move to Switzerland, the neutral state blessed with picturesque nature and renowned for its decadent chocolate and skiing resorts, or will you make your way to the diverse UK, known for its pretty pebble beaches, rich culture, and amazing countryside?

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Cost Of Living In Canada Vs UK

Are you thinking about relocating to Canada or the UK and curious how much it will cost to live there? According to recent figures, it’s a close call—a single person can expect to pay around $1,826 in Canada and $1,818 in the UK per month. Meanwhile, a family of four can expect to pay $4,195 in Canada and $4,395 in the UK per month. So, which country is more expensive? Let’s dive in and find out!

Below you can read a quick summary of our findings:

Canada Vs UK: Housing

Between Canada and the UK, which country offers more affordable housing?

The average rent in Canada is 11.2% more than in the UK if you’re looking for an apartment in the city center. You may always opt to live outside the city center, where rent is 19.6% less expensive in Canada than in the UK if you don’t want to spend as much on rent.

A 3-bedroom apartment in Canada’s city center is just 1.4% more expensive than in the UK for families with kids or those who want a little extra space. However, if you’re willing to compromise on the locality, Canada provides a 14.8% savings on rent for a 3-bedroom apartment outside the city center compared to the UK.

If you want to buy a property, the costs per square meter in Canada for an apartment in the city center and outside the city center are 20.6% and 21.0% more, respectively, than in the UK. So it appears that the UK is the winner in terms of purchasing power.

Tip: Interested in buying a property in the UK or Canada? We have created a dedicated page that showcases the best companies to work with in Canada if you need to send large sums of money between the two countries.

Canada Vs UK: Salaries

The minimum wage in the UK is £8.91 per hour. That’ll get you a pint or two, but it won’t get you a property in London. On the other side of the Atlantic, in Canada, the minimum wage varies by province and runs from CAD 11.75 to CAD 16 per hour.

Now let’s compare the annual salaries of popular careers in the two countries. A software engineer makes an average of CAD 101,000 (£62,640.200) annually in Canada, while the same position earns an average of £59,900 in the UK. So, if you want to make more money as a software engineer, it’s time to pack your belongings and go to the Great White North.

If you’re a healthcare practitioner, you might want to consider the UK. A registered nurse in the UK may make up to £54,500 per year, but the average income in Canada is CAD 66,000 (£59229.100). The Great White North is also a good place for nurses.

If you want to be a chef, consider going to Canada. The average income for a head chef in Canada is CAD 72,500 (£44,964.500), while it is roughly £43,500 in the UK.

For those with an artistic bent, Canada is still a strong contender. A graphic designer in the UK can earn up to £43,600 per year, while in Canada, the average salary is CAD 75,800 (£47,011.160). So you might prefer Canada if you want to profit from your design skills.

Finally, Canada is a good choice if you’re a financial analyst. The average salary for a financial analyst in Canada is CAD 160,000 (£99,232), while in the UK, it’s around £93,100.

Canada Vs UK: Food

Restaurants are always a good place to start when comparing food prices. In Canada, an inexpensive restaurant meal will set you back around CA$20.00, or £12.41. In the UK, it’s a bit more expensive at CA$24.18 or £15.00, which is a difference of 20.9%.

However, if you’re looking for a mid-range restaurant for two, you’ll only pay around 1.9% more in the UK than in Canada. In Canada, a McDonald’s combo meal costs about CA$12, or £7.44, while in the UK, it costs CA$9.67, or £6.00—a 19.4% difference.

When it comes to groceries, the UK pulls ahead in some categories.

For example, a liter of milk in Canada costs around CA$2.69, or £1.67, while in the UK, it’s only CA$1.61, or £1.00—a whopping difference of 40.2%. Fresh white bread is also less expensive in the UK, costing CA$1.65, or £1.02, as opposed to CA$3.15, or £1.96, in Canada, a 47.6% difference. And if you’re a cheese lover, you’ll be happy to know that a kilogram of local cheese is about 34.7% cheaper in the UK than in Canada.

Of course, only some things are cheaper in the UK. For example, chicken fillets and beef rounds are more expensive in the UK by around 36.7% and 20%, respectively. And if you’re a smoker, you’ll have to shell out about 17.2% more for a pack of cigarettes in the UK than in Canada.

Canada Vs UK: Taxes

In Canada, the federal income tax ranges from 15% to 33%, while in the UK, it goes from 20% to 45%. In terms of the real estate tax, Canada’s property tax rates vary by province, while in the UK, you’ve got council tax. As for sales taxes, Canada’s got the GST and PST, while the UK’s got VAT.

Canada Vs UK: Utilities

Regarding utilities, let’s start with the basics—electricity, heating, cooling, water, and garbage. For an 85 m² apartment, you’re looking at around C$188.62 (£117.01) in Canada, compared to C$308.03 (£191.08) in the UK—a significant difference of 63.3%.

Moving on to mobile tariffs, a minute of prepaid talk in Canada will cost you about C$0.36 (£0.22), while in the UK, it’s just C$0.20 (£0.12)—a savings of 45.8%.

Now, let’s talk about the internet. In Canada, you can get 60 Mbps or more of unlimited data for around C$83.81 (£51.99), whereas, in the UK, it’s just C$48.37 (£30.00), a savings of 42.3%.

But before you think you’re getting a good deal, keep in mind that gasoline in Canada will cost you around C$1.82 (£1.13) per liter, while in the UK, it’s C$2.51 (£1.56)—a difference of 37.9%.

It all boils down to what’s most important to you—getting cheap internet, maintaining a comfortable home, or keeping your car fueled.

Canada Vs UK: Childcare

Child care costs are more expensive in the UK. In Canada, a full year of private preschool or kindergarten for one child costs about CA$ 1,090.85 (£676.69), while in the UK, it’s a bit steeper at CA$1,674.93(£1,039.02). That’s a 53.5% difference!

Annual international primary school fees are much higher. Yearly tuition fees for one child in Canada come in at a whopping CA$17,926.96 (£11,120.71), while in the UK, it’s slightly more expensive at CA$21,949.42 (£3,615.98). That’s a 22.4% difference. So if you’re planning on starting a family or moving with family, you might want to think twice about where you settle down, or you might end up paying through the nose for your little ones’ education!

Canada Vs UK: Crime Rates

When it comes to crime rates, both Canada and the UK seem to be in the “moderate to high” range. The UK takes the lead, with crime increasing in the past three years, which could make you want to start locking up your valuables. However, the UK has slightly higher safety ratings for walking alone during the day.

Despite Canada’s lower crime rate than the UK, the worry of having items stolen from your car is high. Canada has slightly better safety ratings for walking alone at night. Remember, crime can happen anywhere, so always be aware of your surroundings, and invest in a sound security system, just in case!

Conclusion

The cost of living comparison between Canada and the UK makes it clear that each country has advantages and disadvantages. Each country offers something different, whether you’re more interested in low crime rates, inexpensive utilities, or readily available daycare. So, if you’re trying to figure out which country to call home, it ultimately boils down to personal tastes and priorities, so choose wisely and pack an umbrella if you decide to go to the UK.

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Cost Of Living In Spain Vs UK

When it comes to the cost of living in Spain versus the UK, it’s clear that the Spanish know how to live la vida buena without breaking the bank.

With an average 31% lower cost of living, Spain is a budget-friendly paradise for anyone seeking a sunny Mediterranean lifestyle without emptying their pockets.

This article will examine every aspect of affordability, including housing, food, taxes, and childcare, giving you a complete picture of how Spain compares to the UK.

Below you can read a quick summary of our findings:

Spain vs UK: Housing

Looking for a new pad to call home? If price is your top priority, you should pack your bags and fly to Spain. The country’s housing market is notably kinder to your wallet than the UK’s. How kind, you ask? On average, renting a one-bedroom flat in Spain’s city center rather than the UK will save you roughly 36%. For instance, the average monthly rent for a one-bedroom apartment in the heart of Spain is about £661.94, compared to a colossal £901.97 in the UK.

But wait, there’s more! The pricing disparity is much more notable if you’re in the market to purchase a home. Spain’s median home price of £2,820.03 is 55% lower than the UK’s average home price of £4,396.56. That’s a lot of extra paella you can enjoy, or fish and chips if you prefer that.

There are, of course, exceptions, as with anything else in life. The exact region and locality within each country can have a significant impact on the cost of housing, so it is advisable to do your research before deciding where to settle down.  However, Spain is a smart choice if you want to save the most money and still lead a respectable lifestyle.

Tip: Interested in buying a property in the UK or Spain? We have created a transferring money from Spain to the UK guide that showcases the best companies to work with if you need to send large sums of money between the two countries.

Spain vs UK: Salaries

The grass may seem greener on the UK side when it comes to salaries, but let’s not forget to factor in the cost of living. While software engineers in the UK may enjoy an average annual salary after tax of £59,900, their counterparts in Spain take home around £2062.25.

Likewise, nurses in the UK may make an average annual salary after tax of £54,500, but in Spain, they still earn a respectable £2088.90. Even teachers in Spain have something to smile about, with an average annual salary after tax of £2551.12, which may not match the UK’s £75,300 but is still a respectable sum.

Journalists in the UK may earn an average annual salary after tax of £82,800, but in Spain, they could expect to take home a decent £35,184.48. Graphic designers in the UK may earn an average annual salary after tax of £43,600, but in Spain, they still earn a respectable £1830.

So whether you’re a journalist breaking the latest news or a designer breaking creative boundaries, remember to consider the cost of living before you make a move. After all, it’s not just about how much you earn but also how much you can keep in your pocket after paying for housing, food, taxes, and other essentials.

Spain vs UK: Food

When it comes to food prices, Spain and the UK have some notable differences. Eating out at an inexpensive restaurant is more affordable in Spain, with meals costing around £10.58, while the same meal in the UK costs £17, which is a 41.7% increase. However, mid-range restaurants in the UK are only 24.7% more expensive than those in Spain.

If you’re a fan of fast food, you’re in luck in Spain, as a McDonald’s combo meal costs 15% less there than in the UK. However, if you prefer a beer with your meal, you’ll pay more for it in Spain. A 0.5 liter draught beer costs 81.4% more in the UK, and an imported 0.33 liter beer bottle costs 51.2% more.

If you’re a coffee drinker, be prepared to pay almost twice as much for a cappuccino in the UK than in Spain, with a 90.3% price difference. The same goes for a bottle of water, which costs 4.4% more in the UK.

In terms of groceries, prices for milk, bread, and eggs are all higher in the UK, with cheese and bananas being exceptions that are less expensive there. However, fresh meat is generally less expensive in the UK, with beef and chicken fillets being slightly cheaper. If you’re a smoker, beware that cigarettes are more than twice as expensive in the UK as they are in Spain, with a 172.1% price difference.

Spain vs UK: Taxes

The tax rates in Spain and the UK appear to be closely comparable, but when it comes to real estate tax, Spain clearly wins with a rate of 0.52%, while the UK falls behind with 1.93%.

In terms of income tax, Spain’s rates are marginally lower than those in the UK, but don’t be misled—with their sneaky 45% rate, you may wind up paying more in the end. And, once again, Spain outperforms the UK in terms of sales tax, with a 1% higher rate. Overall, it’s a tough choice, but the Spanish sun could just make the extra taxes worthwhile!

Spain vs UK: Utilities

When it comes to utilities, it seems that Spain has the upper hand in terms of affordability. Basic utilities for an 85 m² apartment in Spain cost €129.81 or £114.48, while in the UK, it’s €216.66 or £191.08—a whopping 66.9% difference!

However, if you’re a heavy mobile user, you might prefer the UK, where a minute of prepaid mobile tariff is slightly cheaper at €0.14 or £0.12, compared to €0.16 or £0.14 in Spain. And while Spain wins in terms of affordable internet at €35.24 or £31.08 for 60 mbps or more, the UK is not far behind at €34.02 or £30.00. Ultimately, it depends on your priorities—do you want to save on basic utilities or mobile usage and internet?

Spain vs UK: Childcare

Childcare costs can be a real headache for parents, whether you’re in sunny Spain or rainy old England. If you’re considering moving to either country, it’s worth taking a closer look at the cost of raising kids. For starters, if you’re looking for a private preschool, you might want to stick to Spain, where you’ll pay around £320.46 per month.

In the UK, on the other hand, be prepared to part with over £1,000 per month—a whopping 224.2% more than in Spain. And if you’re planning on sending your little ones to an international primary school, be ready to dig deep. In Spain, it’ll set you back around £6,557.62 per year, while in the UK, the cost jumps to a whopping £13,615.98—a 107.6% increase.

Of course, the price you pay for childcare may depend on a variety of factors, such as location, quality of the facility, and number of children enrolled. However, it’s clear that when it comes to childcare, Spain is the more affordable option.

Spain vs UK: Crime Rates

When it comes to crime rates, Spain seems to have a leg up on the UK. The level of crime in Spain is classified as “low” compared to the UK’s “moderate,” and the incidence of violent crimes such as assault and armed robbery is lower in Spain as well. However, Spain has its fair share of problems, with property crimes like theft and vandalism being categorized as “moderate.” But at least you can walk alone during the day in Spain with a 79.39% chance of being safe, whereas in the UK, it’s only 68.45%.

But while the crime rate in Spain may be lower, the increase in crime in the past three years has been classified as “high” at 60.03%, compared to the UK’s 63.93%. Worries about being mugged or robbed are rated “low” in both countries, but the UK seems to be more concerned about being insulted or attacked, with worries in those categories being rated as “moderate” to Spain’s “low.”

Drug usage and dealing is rated as “moderate” in Spain and “high” in the UK. In terms of corruption and bribery, which is rated as “moderate” in Spain but only “low” in the UK.

In the end, it’s important to remember that while statistics can give us a general idea of crime rates, they don’t tell the whole story. It’s always a good idea to stay alert and aware of your surroundings, no matter where you are.

Conclusion

Even though living in the UK could result in a higher income, total living costs in Spain are generally cheaper. Spain not only has lower crime rates, but also cheaper housing, food, tax, utility, and daycare bills. In the end, there should be more considerations than just your income when deciding where to live. The key is striking the ideal balance between earning a living and truly enjoying your life.

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Cost Of Living In France Vs USA

France is a treasure mine of history, stunning architecture, and delectable gastronomy. Living there comes at a steep price, which some say is higher than the cost of living in the U.S.

While the average cost of living in France is slightly higher, by 4-5%, the real difference depends mainly on location, personal lifestyle, and preferences.

We shall delve into the cost of living in France versus the United States in terms of housing, salary, food, taxes, utilities, daycare, and crime rates. By the end of this article, you will have a thorough grasp of the expenses of living in both countries and be better prepared to pick the one that best suits your needs.

Below you can read a quick summary of our findings:

France Vs USA: Housing

If you’re looking for a place to call home in the city center of France, prepare to pay an average of $800 per month for a one-bedroom pad, and if you’re in the US, you’ll need to dish out around $900. As for buying a house, France’s median selling price is quite steep, with an average of $6,237.87, while in the US, you can get a home for a more reasonable average cost of $4,493.51.

Why the difference in housing prices? Blame it on the scarcity of land in France’s big cities and the strict zoning and building regulations that limit new construction. Add to that the high demand for housing, and you’ve got a recipe for high housing prices. Of course, the higher cost of living in France, especially in cities, means that people are more than willing to pay extra for a home that’s conveniently located to suit their lifestyle.

Tip: Interested in buying a property in France? We have created a dedicated page where we list the best companies that work with US residents to help them send large sums of money between the two countries.

France Vs USA: Salaries

In France, the average yearly salary is about $45,000, a smidgen below the US average of $70,000. And with an increasing cost of living, making ends meet in France can feel like a tightrope walk. That being said, let’s compare the paychecks of 5 popular careers in the two countries:

Remember, salaries can vary greatly depending on the company, location, and experience. But this comparison should give you a rough idea of the salaries paid in both countries.

France Vs USA: Food

Dining out in the United States can be expensive compared to France. A mid-range, three-course meal for two people in the US will run you about 70 bucks, 9.3% higher than the 60 euros it would cost in France. On the flip side, grabbing a quick bite at McDonald’s will be cheaper in the US, where a combo meal will set you back by about $9.66, compared to $10.67 in France.

As for beverages, the difference in prices between the two countries is quite striking. Cappuccinos in the US will run you nearly 50% more than in France, while imported beer is 21.8% pricier in the US. Domestic draft beer will also cost 21.9% less in France. Soft drinks and water are also cheaper in France, with a regular coke or Pepsi costing 18.3% less and a bottle of water 8.3% less than in the US. Bon appétit!

France Vs USA: Taxes

When it comes to taxes, the United States and France are two very different countries with very different approaches. In America, it’s a bit of a rollercoaster with tax rates ranging from a low 10% for those making under $9,950, all the way up to a dizzying 37% for those bringing in over $523,601. Meanwhile, in France, it’s a steadier climb, starting at 11% for those making between €10,225 and €26,070, and reaching a peak of 45% for those earning over €160,367.

France’s high tax rate reflects the country’s extensive social welfare system, which provides a range of benefits to its citizens, including healthcare, unemployment benefits, and pensions. Meanwhile, in the United States, well, you’re on your own, pal—for the most part! But really, the difference in approach to taxes is just another example of how these two countries differ.

France Vs USA: Utilities

When it comes to utilities, the United States and France are like two peas in a pod, with the average monthly cost of electricity, water, and gas hovering around $150 in both countries. Just like in France, the cost of utilities in the US can also vary significantly based on your zip code and the type of property you call home. Some utilities may cost more in France than in the USA and vice versa, so it may all even out!

In France, the monthly bill for basic utilities (including electricity, heating, cooling, water, and garbage) for an 85 square meter apartment will set you back around €162.90, which is €7.67 (or $8.18) more expensive than in the US. But don’t pop the champagne just yet. Internet (60 Mbps or more, unlimited data, cable/ADSL) in France sets you back by $31.40, but in the US, it costs a whopping $69.37.

France Vs USA: Childcare

Why settle for average when you can give your little ones the best? Childcare in France may cost a pretty penny, but it’s a price worth paying for parents who place a premium on their children’s education and well-being. The monthly cost of a full-time nursery comes in at a staggering $1,500, but hey, that’s just the cost of being a proud French parent. In comparison, the average cost of childcare in the US is just a fraction of the cost at $1,000.

Of course, living the French dream doesn’t come cheap. The high cost of living in France is reflected in everything, including childcare. But hey, if you’re going to invest in your child’s future, why not go all out? And when it comes to the best international primary schools, France charges €9,878.55 per year (which translates to a cool $10,544.38), still a whopping 57.3% cheaper than the average American school. So why not give your little one a head start and enroll them in the finest French education system?

France Vs USA: Health Care

When it comes to healthcare, both France and the US have their strengths and areas of improvement. In France, patients are highly satisfied with the expertise of medical staff, the speed of examination and reporting, and the availability of modern diagnostic equipment. They also give high marks for the accuracy of reports and the friendliness of staff. The cost of healthcare and its accessibility in terms of location also receive very high ratings.

In the US, American patients are similarly impressed with the technology and equipment healthcare providers use, but they are slightly less satisfied with the speed of examination and reporting. However, they rate the friendliness and courtesy of medical staff high, just like their French counterparts. Unfortunately, the cost of healthcare is not a strong point in the US, receiving only a moderate rating. On the bright side, the convenience and accessibility of healthcare locations is still rated very high.

France Vs USA: Crime

In terms of crime, according to Numbeo, France and the United States are viewed as having moderate crime levels. However, perceptions of crime rate increases in the past three years are high in both countries.

People in both France and the United States express moderate levels of worry about break-ins and theft, being mugged or robbed, car theft, and items stolen from cars.

Worries about attacks and insults are also moderate, while concerns about physical attacks based on skin color, ethnicity, gender, or religion are moderate in France and low in the US.

Both countries face high levels of concern regarding drug use and drug dealing, while problems with property crimes and violent crimes like assault and armed robbery are perceived as moderate. Corruption and bribery are also viewed as moderate in both nations.

According to the latest data, people in France feel relatively safe walking alone during the day (high safety rating) but feel less secure at night (low safety rating), while people in the US feel relatively safe walking alone both during the day and at night (high and moderate safety ratings, respectively).

This data is based on the perceptions of visitors to the website over the past three years. But with a total of 4136 contributors in France and 16501 contributors in the United States, it’s safe to say these data paint a broad picture of crime in both countries.

Conclusion

Choosing to live in France or the US is like picking between two loaves of bread, each with its unique crust, filling, and flavor. The cost of living in either country may vary depending on your lifestyle and priorities. But whether you’re drawn to a country steeped in history and culture, or one that embraces modernity and innovation, both France and the US have something to offer. So before making the final decision, consider all these factors, and weigh all your options well.

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Cost of Living in Portugal vs USA

Depending on your personal needs and preferences, living in Portugal or the United States can be a wonderful experience. Although the standard of living is high in both countries, there are significant differences in the cost of living.

Portugal is significantly more affordable than the United States. The cost of living in Portugal is estimated to be 40–50% less than in the United States.

Let’s compare the average cost of living in Portugal and the United States in terms of housing, salaries, utilities, services, and other factors.

Below you can read a quick summary of our findings:

Portugal vs USA: Housing

In terms of housing, Portugal is generally more affordable than the United States. For example, a one-bedroom apartment in Portugal costs around €500 to €600 per month, while the same type of apartment would cost about $1,000 to $1,500 per month in the United States.

The median house sale price in Portugal is also much lower than in the United States. In Portugal, the median price for a house is around €200,000, while in the United States, it is about $300,000.

Overall, the cost of housing in Portugal is much more affordable than in the United States. This makes Portugal an attractive destination for people looking for an affordable place to live.

However, the cost of living in Portugal is still higher than in many other European countries, so it is essential to consider other expenses like food, transportation, and entertainment.

Tip: Interested in buying a property in Portugal? We have created a dedicated page where we list the best companies that work with US residents to help them send large sums of money between the two countries.

Portugal vs USA: Salaries

When it comes to salaries, the United States is generally more generous than Portugal. In Portugal, the average salary is around €2,000 per month, whereas the average salary is around $4,000 per month in the USA.

Here is a list of ten different types of jobs and their respective salaries in both countries:

1. Accountant: Portugal – €1,500+ per month; USA – $5,000+ per month
2. Doctor: Portugal – €3,500+ per month; USA – $11,000+ per month
3. Nurse: Portugal – €2,000+ per month; USA – $7,000+ per month
4. Teacher: Portugal – €1,200+ per month; USA – $3,000+ per month
5. Engineer: Portugal – €2,500+ per month; USA – $9,000+ per month
6. Chef: Portugal – €1,0001+ per month; USA – $2,200+ per month
7. Banker: Portugal – €1,300+ per month; USA – $3,600+ per month
8. Lawyer: Portugal – €1,200+ per month; USA – $3,800+ per month
9. IT Analyst: Portugal – €1,500+ per month; USA – $5,600+ per month
10. Construction Worker: Portugal – €900 per month; USA – $2,100 per month

Everyday Goods and Services

In terms of everyday goods and services, Portugal is generally more affordable than the United States.

Food Items

Portugal: A loaf of bread can cost around €1.14, while a gallon of milk costs around €0.75. A dozen eggs cost around €2.15.

United States: A loaf of bread can cost around $2.50, while a gallon of milk costs about $3.21. A dozen eggs cost around $3.31.

Dining Out

Portugal: A meal at an inexpensive restaurant will cost around €7-10, while a three-course meal for two at a mid-range restaurant can cost around €30-45.

United States: A meal at an inexpensive restaurant will cost around $17, while a three-course meal for two at a mid-range restaurant can cost around $65.

Utilities

Portugal: A basic utility package for an apartment can cost around €110 per month, while a high-end package can cost around €150 per month.

United States: A basic utility package for an apartment can cost around $170 per month, while a high-end package can cost about $250-300 per month.

Transportation

Portugal: A monthly public transportation pass can cost around €30–40, while a taxi ride can cost around €3-15.

United States: A monthly public transportation pass can cost around $70-90, while a taxi ride can cost about $3-30.

Overall, the cost of living in Portugal is lower than in the USA, with food items, dining out, utilities, and transportation all being less expensive on average. However, the actual cost will vary depending on the specific city and region, as well as individual preferences.

School System and Costs

The school systems and costs of education in Portugal and the USA vary in some ways but also share similarities.

In Portugal, education is compulsory for children aged 6 to 15, and it is free in public schools. Private schools are also available, but they can be more expensive.

The Portuguese education system is divided into three stages—basic education, secondary education, and higher education. The government provides free basic and secondary education, while public and private institutions charge tuition fees for higher education.

In the USA, education is compulsory for children between the ages of 5 and 18 and is also free of charge in public schools. Private schools are also available and can be more expensive than public schools.

The American education system is divided into three levels—primary and secondary education (kindergarten through 12th grade) and higher education (colleges and universities). The government provides free primary and secondary education, while public and private institutions may charge tuition fees for higher education.

Overall, both Portugal and the USA have education systems that are free of charge at the primary and secondary levels, but higher education may require the payment of tuition fees. The exact cost of education will depend on the type of school and institution, location, and individual circumstances.

The average annual tuition fee for a public university in Portugal is around €500, while in the United States, it is around $10,000. The average annual tuition for a private university in Portugal is around €1,000, while in the United States, it is around $30,000.

Portugal vs USA: Quality of Life Index

The quality of life index is a measure of the overall well-being of a country’s citizens. It considers various factors, including life expectancy, education, income, safety, and other living conditions.

Both countries show impressive results when comparing the quality of life index between Portugal and the United States. According to the World Population Review, Portugal ranks 20th out of 87 countries, while the United States ranks 15th. This is an impressive result for both countries.

However, it is important to note that the quality of life index is just an average. The actual quality of life may vary depending on the specific region and individual circumstances. For example, some cities in Portugal may offer a higher quality of life than others, and the same is true for the USA. Factors such as income, education, and access to healthcare can also affect an individual’s quality of life, even within the same country.

Other Considerations

You should be aware of the differences between Portugal and the United States, aside from their costs of living, salaries, and quality of life indices, if you’re considering moving to one of these countries.

Also consider the GDP, the human freedom index, life expectancy, the corruption perceptions index, the percentage of the population that speaks English, the higher education index, and the population.

The GDP per capita in Portugal is $22195, while in the United States, it is $63207.

The human freedom index in Portugal is 8.69, while in the United States, it is 8.73. The life expectancy in Portugal is 81, while in the United States, it is 77.3.

The corruption perceptions index in Portugal is 62, while in the United States, it is 67. The percentage of the population that speaks English in Portugal is 27.3, while in the United States, it is 95.5.

The higher education index in Portugal is 86, while in the United States, it is 100. The quality of life index in Portugal is 66, while in the United States, it is 75.

The population of Portugal is 10.3 million, while the population of the United States is 331 million.

As you can see, there are many differences between living in Portugal and the United States. There are various factors to consider when deciding where to relocate, including the cost of living and the human freedom index.

Conclusion

To sum up, living in Portugal is considerably less expensive than in the United States in terms of housing and everyday goods and services. Both nations offer a satisfactory quality of life index and standard of living. Ultimately, when deciding where to relocate, it comes down to personal preference and what you value most.

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Cost Of Living In Spain Vs USA

The United States of America and Spain are among the best places to live in the world, but they are very different from each other. Spain has a well-earned reputation for the warmth of its people, the climate, and the lower cost of living. Living in the US offers  multiculturalism, friendly people, and numerous opportunities for career growth.

However, there are a number of other factors to consider when deciding on the best place to live. The cost of living in Spain is, on average, 64% lower than it is in the US. Childcare and rent, in particular, are more expensive in the United States.

What is the true cost of living in Spain versus the United States? We compare housing, salaries, taxes, and more to find out.

Below you can read a quick summary of our findings:

Spain Vs. USA: Housing

In terms of housing, Spain costs a staggering 121% less than the United States. In the United States, a one-bedroom apartment would cost roughly $1,876 per month, whereas it would cost around $642 in Spain.

Likewise, Spain has substantially lower median housing sale prices than the US does. The typical home price in the United States is around $467,700, which is significantly higher than the median price of around $267,774 in Spain.

Due to its relatively affordable housing, Spain is a preferable option for many people. The cost of living in Spain is even lower than in many other countries in Western Europe. For example, it is 38% less than in France, 53% less than in the United Kingdom, and 29% less than in Germany.

Tip: Interested in buying a property in Spain? We have created a dedicated page where we list the best companies that work with US residents to help them send large sums of money between the two countries.

Spain Vs. USA: Salaries

In terms of salaries, the United States outperforms Spain. The average salary in Spain is $34,923.39, while in the USA, workers can make $54,132 a year.

Here is a comparison of salaries per year for five different job categories:

If a high salary is your priority, you may choose to side with the United States. Even if you are well compensated by Spanish standards, the disparity with the United States is significant.

However, the American way of life is focused on success and wealth creation, whereas the Spanish way of life is more relaxed and prioritizes leisure and pleasure.

Spain Vs. USA: Groceries And Dining Out

Living expenses in Spain, including food and restaurants, are often more affordable than in the US. Groceries will take up a lot of your monthly budget, especially if you are moving with your family. You’ll also be eating out occasionally, so it’s good to know how much it can cost you.

Groceries

Generally, groceries are more affordable in Spain than they are in the United States. However, some products have very minute differences. Here is a comparison of the cost of a few essentials in the two countries:

Dining Out

The price of eating out isn’t all that different in Spain and the US. In Spain, the average cost of a meal for one person at a budget restaurant is around $14, while a three-course meal for two would set you back by around $55.

If you move to the United States, you’ll find that the average cost of a meal for one person at a budget restaurant is around 17 USD, while a three-course meal for two would set you back by around $70.

Spain Vs. USA: Taxes

Income tax in Spain ranges from 21% to 28%, depending on the income bracket. The income tax rate in the United States ranges from 10% to 37%, covering a wider range of income brackets.

The standard sales tax on goods and services in Spain is 21%, while it ranges from 2.9% to 7.25% in the US, depending on the state.

The real estate tax, or property tax, in the United States, varies by state. Hawaii has the lowest rate at 0.28%, while New Jersey has the highest rate at 2.49%.

Taxes associated with purchasing a home in Spain can range from 8% to 11.5%, depending on a number of variables. It may depend on whether the property is brand new, sold by a bank or construction company, or whether it is a previously-owned property being resold.

Spain Vs. USA: Utilities

Although Spain’s utility costs aren’t exactly inexpensive, they are certainly lower than those in the US. Pricing still depends on certain factors, such as the square footage of your home and your utility use.

Spain Vs. USA: Childcare And Schooling

The cost of raising a child is high, no matter where you live. But if you’re planning to move to Spain and have children, you will save over 50% more on schooling costs than if you choose to move to the United States.

In Spain, leaving young children in the care of a nursery is customary for working parents. Most American families choose to have one parent stay at home.

Spain Vs. USA: Crime Rates

When considering a new location for you and your family, safety should be a top priority.

The crime index for Spain is 35.7, with a safety index of 64.3. The United States has a crime index of 49 and a safety index of 51. According to Numbeo, crime levels between 20 and 40 are regarded as low, while those between 40 and 60 are considered moderate.

Both are comparable in terms of safety and crime. People in both countries were generally confident walking during the day—Spain scored 79.35, while the United States scored 71.18. However, at night, people are somewhat more cautious; both scored moderately, with Spain at 59.33 and the United States at 44.67.

Here are the top 5 most dangerous cities in Spain:

The pandemic did cause a spike in crime, but Spain is still a fairly safe place to live. According to the 2022 Global Peace Index, Spain is the world’s 29th most peaceful country, while the United States ranks 129th.

Here are the top 5 most dangerous cities in the United States:

Conclusion

In summary, the cost of living in Spain is considerably less expensive than in the United States in terms of housing, childcare, and utilities. It also has a rich culture and many picturesque landmarks. However, wages are lower, and taxes are higher compared to the United States.

The American way of life may suit you better if you prefer to grind and pursue opportunities to increase your earnings. Those who call Spain home are known for their laid-back approach to work and their fondness for spending their free time enjoying leisurely activities.’

Both have amazing people, wonderful scenery, and favorable weather. Ultimately, your priorities should guide your choice of which country to call home.

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Cost Of Living In Australia Vs US

The United States and Australia are two countries on the list of attractive destinations for international migrants. There are several reasons to consider moving to the US or Australia, including an excellent education system, enhanced quality of life, and better job opportunities.But if money is the most significant factor influencing your decision, consider comparing the cost of living between the two countries. Based on our analysis, the cost of living in Australia is 5% lower than in the United States.

Below you can read a quick summary of our findings:

Cost Of Living Comparison: Australia vs USA

With its beautiful beaches, unique natural landscapes, and warm climate, Australia is one of the best countries to live in and explore. Besides its natural landscapes, you will also enjoy the modern lifestyle with excellent healthcare, education, and work prospects.

But the United States doesn’t lag far behind.

The United States provides the best economic opportunities in the world. With an equally stunning landscape, the US also has a welcoming climate and boasts a culturally diverse population. Although, the healthcare system might not be as appealing.

Whether you choose the United States or Australia, enjoying the gifts these countries offer comes at a cost. Let’s see some of the basic costs of living in the US and Australia.

Australia vs US: Housing

Housing in Australia is cheaper than in the United States. The rental costs in the US are 16.7% higher than those in Australia. Here are the various housing arrangements to consider based on affordability and your requirements.

Rent Prices

Apartment Purchase Prices

If you’re looking to purchase an apartment in the US or Australia, this data might prove more relevant to you.

Unlike rent, purchasing an apartment is more expensive in Australia.

Tip: Interested in buying a property in Australia or the US? We have created a transferring money to and from Australia guide (also one dedicated to the US residents) that showcases the best companies to work with if you need to send large sums of money between the two countries.

Australia vs US: Salaries

In the United States, you can expect to earn an average monthly net salary of up to $4,189.66 after taxes. This is 15.1% more than the average monthly net salary after taxes in Australia, which amounts to $3,638.71.

The average salary you earn per month may vary depending on the job or industry you’re working in. Here is a comparison of the average wages for popular jobs between the two countries.

Average Annual Salary

The USA does provide a better economic opportunity to salaried individuals looking for better pay. However, you might also want to consider income and sales tax rates to understand how much you’ll take home monthly.

Australia vs US: Food

One of the major expenses to consider, food is divided into two categories, grocery expenses and dining out costs.

Groceries

Grocery shopping in Australia and the US will cost you pretty much the same if you have a varied grocery basket. However, if your basket consists of more chicken, cheese, and cigarettes, you might end up paying more in the US.

Dining Out

Dining out, at any kind of food service establishment, is slightly more expensive in Australia than in the United States. Here are the prices for dining out at various establishments and popular menu items served.

Getting a fast food meal combo or dining out at a restaurant will cost you pretty much the same in the US and Australia. However, regular beer drinkers might prefer moving to the US over Australia. In comparison, cappuccino addicts might find the US more to their liking.

Australia vs US: Taxes

Income tax in the US is levied at the federal and state level. The state-levied tax rates can vary widely, with some states not levying any tax on personal income. However, the federal income tax charged is between 10% and 37%.

In Australia, income tax rates are progressive and between 0 and 45%.

Sales tax in the US varies from state to state and is between 2.9% – 7.25%. In the US, local jurisdictions also have permits to collect sales tax. Alternately, Australia levies a standard Goods and Service Tax (GST) of 10%.

The effective real estate taxes in the US vary by state and home value. In 2022, the property tax rate across the country is between 0.29% – 2.46%.

On the other hand, property taxes in Australia are levied at the state and council levels. This puts their property tax rate between 0.3% – 1.1%.

For more clarity, here are the details on major tax rates in the US and Australia.

Australia vs US: Utilities

Utility prices include expenses for electricity, water, internet, gas, and other services.

Utility expenses can vary significantly between individual households because of different utility requirements. The requirements of every household may also vary based on their appliance type and energy consumption.

Depending on the geography and climate, certain households may require more heating/cooling, water, or lighting, and others, less.

Here are the different values to consider while calculating your utility expenses.

Australia vs US: Childcare

If you’re moving with children, don’t forget to calculate childcare and other associated costs in your cost of living expenses.

As it turns out, childcare can be expensive or cheap in either country based on the age of your child.

Australia vs US: Crime Rates

The United States ranks 56th in the global crime rate with a crime index of 47.81, whereas Australia ranks 75th with a crime index of 43.03.

While Australia is considered one of the safest countries in the world, the US falls far behind. The safety parameter can make a lot of difference to one’s standard of living and economic prospects. This is especially important to factor in if you’re moving to a new country with your family.

Here are some crime rate comparisons between the countries.

Conclusion

Whether you choose to move to Australia or the United States, both countries have a lot to offer. Use our guide to calculate your cost of living expenses in both countries for your unique living requirements and determine which will work out for you.

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Cost Of Living In New Zealand Vs USA

Between New Zealand and the United States of America, the cost of living is cheaper by up to 22% in New Zealand. In New Zealand, you can expect to spend about NZ$3,716.46 (~$2,341) per month for one individual; in the US, that doubles to $4,290.

Regardless of your state of residence in the US, you’ll find that living in New Zealand is cheaper. Although employment and compensation are not as competitive as in the US, New Zealand offers you a safer and more ideal environment where you can live your life.

Below you can read a quick summary of our findings:

New Zealand vs USA: Housing

You can expect to pay 34.1% less in terms of housing in New Zealand than in the US. But this doesn’t mean that properties in New Zealand are inexpensive.

The advantage of New Zealand homes is that regardless if it is an apartment, a suburban home, or a townhouse, you can expect the structure to allow the most natural light possible. And it almost always comes with outdoor space, given that New Zealanders have a strong connection to the outdoors.

Unlike in the US, neighborhoods can be crowded, and space is only sometimes available around your perimeter.

Interested in buying a property in the US or New Zealand? We have created a transferring money to and from the US guide that showcases the best companies to work with if you need to send large sums of money between the two countries.

New Zealand vs USA: Employment And Compensation

America is the place to be if you want to pursue growth in your career or even build one from scratch. New Zealand is the country to enjoy, experience, and live life. Despite the difference, the workforces support both countries, and plenty of employment opportunities are available. Of course, the US labor market is more prominent—a hundred times larger than New Zealand.

Healthcare-related jobs are always in demand in the US and New Zealand. The need for nurse practitioners, registered nurses, and health workers is always on the rise. Additionally, employment in the IT industry has been growing phenomenally, especially in the US.

Both nations have thrown open their doors to skilled immigrants who can boost their economies. And every year, there is a steady influx of immigrants relocating to the US and New Zealand, primarily for employment purposes.

But it is difficult to match the US salary when it comes to compensation. Without a doubt, it exceeds the wages of Kiwis.

In the US, the ballpark salary before tax deductions is ~$70,000 to $90,000, while in New Zealand, it is NZ $60,000 (~$37,792.50). The average yearly wage in the US is currently $53,490, while the equivalent salary in New Zealand is only NZ$58,836 ($37,059.33).

But with the appropriate lifestyle, you can have a decent home, afford a car, and enjoy a few luxuries on this budget in both countries.

Here are some in-demand job opportunities in New Zealand and the USA and each country’s average financial compensation.

New Zealand vs USA: Food

New Zealand must import some of its food from other countries due to its remote location. This raises the overall price of the raw ingredients. The cost of groceries is fairly comparable between the two nations.

Some grocery items are cheaper in the US, and the same is true for New Zealand, primarily because of the import tax on raw materials. Drawing up a monthly budget can help you manage your expenses.

In the US, prices can vary by state. For example, a single person living in San Francisco, California, would spend $1,000 on groceries, whereas a person in Brownsville, Texas, would spend less.

The good news is that because prices are distributed fairly evenly in New Zealand, there aren’t any glaring price differences that would prompt you to compare prices.

Here’s a list of basic groceries that every household would need so you can compare the prices between the countries:

Dining out occasionally is enjoyable and can liven up your daily routine. Like with groceries, eating out costs are comparable in New Zealand and the US, though you save money in New Zealand.

New Zealand vs USA: Taxes

Everyone in New Zealand is obligated to pay their taxes based on their income, whether it is an individual, corporate, or business level. The individual taxes are progressive, so when your income increases, so does the corresponding tax applied.

It’s the same for the US, although there are differences in the tax rates based on income brackets. As of 2023, there are seven brackets—10%, 12%, 22%, 24%, 32%, 35%, and 37%—which will dictate the tax you need to pay.

In New Zealand, the Goods and Services Tax or GST is at a flat rate of 15%. In the US, it depends on the state you’re living in, but the sales tax ranges from 2.9% to 7.25% at the state level.

New Zealand vs USA: Utilities

New Zealand wins again when it comes to utility costs. The utility bills in New Zealand can amount to NZ$325 (~$204.72) compared to USA’s monthly $250.

New Zealand vs USA: Childcare

Most families set aside between 10% and 15% of their monthly budget for child care. The total expenses are based on your child’s age—yes, the younger the child is, the more expensive child care is because younger children require more attention and expertise—the number of children, and your location.

Being a developed nation, you might anticipate that the US would give childcare more thought and have a better system in place. Sadly, it is regarded as one of the worst nations, starting at birth, as it is the only one that provides no paid maternity leave. Furthermore, there is no plan in place to improve this.

Child care in New Zealand is more affordable thanks to the government’s Child Care Subsidy program, which offers children aged 3 to 4 years old 20 hours of free early childhood education as long as they go to approved centers until their parents return from work.

Although child care in New Zealand is by no means inexpensive, the government does offer some assistance. New Zealand also has a financial program called Working For Families, where households can get childcare assistance based on specific parameters.

The United States has a similar program called Child Care and Development Fund, targeting low-income families that need financial support for child care.

Here’s a comparison of how much childcare costs in the US and New Zealand. You can save up to 35.0% in New Zealand.

New Zealand vs USA: Crime Rates

Hands down, New Zealand has a lower crime rate than the US, given that it is the second-safest country after Iceland based on the Global Peace Index.

New Zealand has a lower crime rate in part because of its stable government, low level of political unrest, and remote location. There are still cases, but they can’t be compared to the US, ranked #56 with an overall crime rate of 47.70 based on the 2023 World Population Review.

You’ll notice a clear difference between New Zealand and the USA in terms of safety.

In New Zealand, you can leave your house and your car unlocked and get back to it without anything missing. You can leave your children to play outside, occasionally peeking to check on them.

In the USA, especially now, you cannot risk this, and more people are installing quality security systems for their homes. Walking in the US has become scary, with unprovoked attacks, especially in subways in New York City.