Best Money Transfer Apps

Transferring Money Internationally on Mobile

Apple-iPhone-icon

As technology progresses, the number of people interested in conducting mobile money transfers with no human involvement is increasing. Companies like World First, Transferwise, Azimo, and FairFX have mastered the art of the swift, hassle-free registration process, and are now regarded as some of  the best international mobile money transfer providers too.

The way these apps work is rather simple. You sign up on the money transfer providers  website and set up an account, and then you can send money internationally or  receive money from abroad on the go through their app.

Top 4 Mobile Money Transfer Apps

World First App

Google Play Rating: 3.5 / 5 (166  ratings)

App Store Rating: 4.7 (14 ratings)


Company Rating: 95.4% (Review)


Geo Availability: EU/UK/AUS


Device Availability: iPhone, Android, and Smart Watch


Pay With: Debit Card (UK), Bank Wire


Features: Currency Conversion, Rate Watch Tools, Market Updates, Send Money Abroad £1,000+


Get the App from Website:

Transferwise App

Google Play Rating: 4.6 / 5 (55,000 ratings)

App Store Rating: 4.8 (34,000 ratings)


Company Rating: 81.8% (Review)


Geo Availability: USA/UK/EU/AUS


Device Availability: iPhone, Android, and SmartWatch


Pay With: Debit Card (Europe), Bank Wire


Features: Currency Conversion, Send Money Abroad from £8, Sign-Up Through App


Get the App from Website: 

 

Currencies Direct App

Google Play Rating: 4.5 / 5 (132 ratings)

App Store Rating: 4 / 5 (29 ratings)


Company Rating: 97.8% (Review) – BEST RATED


Geo Availability: UK/ EU/ Australia


Device Availability: iPhone, Android


Pay With: Debit Card (UK), Bank Wire


Features: Send Money Abroad, Watch Rates


Get the App from Website:

TorFX App

Google Play Rating: 4.3 / 5 (60 ratings)

App Store Rating: 1.5 / 5 (2 ratings)


Company Rating: 93.4% (Review)


Geo Availability: UK only for app


Device Availability: iPhone, Android


Pay With: Debit Card (Europe), Bank Wire


Features: Send Money Abroad, Watch Rates


Get the App from Website:


Additional Top Rated International Payment Apps

Azimo App

Google Play Rating: 4.5 / 5 (12,800  ratings )

App Store Rating: 4.7 / 5 (11,100 ratings)


Company Rating: 87.6% (Review)


Geo Availability: EU/UK


Device Availability: iPhone, Android


Pay With: Debit Card , Bank Wire


Features:  Send Money Abroad to 190 countries – Bank account or Cash Pickup


Get the App: Via Website

FairFX Mobile Banking

Google Play Rating: 4.3  / 5 (920 ratings)

App Store Rating: 4.6 / 5 (560 ratings)


Company Rating: 86.8% (Review)


Geo Availability: UK/EU/AUS


Device Availability: iPhone, Android


Pay With: Debit Card (Europe), Bank Wire


Features: Currency Card Balance Tracking, Report Stolen Cards, Inquiries, Money Transfers


Get the App: Via Website

OFX App

Google Play Rating: 4 / 5 (1,700 ratings)

App Store Rating: 2.5 / 5 (14 ratings)


Company Rating: 88.8% (Review)


Geo Availability: EU/UK/AUS/USA/CA


Device Availability: iPhone, Android


Pay With: Debit Card (local settlement), Bank Wire


Features: Currency Conversion, Rate Watch Tools, Market Updates, Send Money Abroad £1,000+


Get the App: Via Website

WorldRemit App

Google Play Rating: 4.5 / 5 (41,700 ratings)

App Store Rating: 4.8 / 5 (28,600 ratings)


Company Rating: 81.0% (Review)


Geo Availability: USA/UK/EU/Asia/AUS


Device Availability: iPhone, Android


Pay With: Debit Card, Bank Wire


Features: Send Money Abroad – to Bank or cash pickup , 190 Destinations!


Get the App: Via Website

Western Union App

Google Play Rating: 4.5 / 5 (116,500 ratings)

App Store Rating: 4.8 / 5 (153,100 ratings)


Company Rating: 42% (Review)


Geo Availability: Worldwide


Device Availability: iPhone, Android


Pay With: Debit/Credit Card, Bank Wire


Features: Send Money Abroad, Pay Bills Directly with Hundreds of Stores.


Get the App: Android / Apple

CurrencyFair App

Google Play Rating: 4.1 / 5 (12,300 ratings)

App Store Rating: 3.6 / 5 (50 ratings)


Company Rating: 83% (Review)


Geo Availability: UK/EU


Device Availability: iPhone, Android


Pay With: Bank Wire


Features: Currency Conversion, Send Money Abroad (any amount)


Get the App: Via Website

Xoom Money Transfer

Google Play Rating:4.3 / 5 (39,000 ratings)

App Store Rating: 4.8 / 5 (410,800 ratings)


Company Rating: 77.8%% (Review)


Geo Availability: Europe, USA


Device Availability: iPhone, Android


Pay With: Debit/Credit Card, Bank Wire


Features: Pay bills, Send money to bank accounts and pick-up locations


Get the App: Android / Apple

Orbit Remit App

Google Play Rating:4.5 / 5 (2,300 ratings)

App Store Rating: 4.7/ 5 (6,900 ratings)


Company Rating: 75% (Review)


Geo Availability: UK, Australia, New Zealand


Device Availability: iPhone, Android


Pay With: Bank Wire


Features: Make transfers, view recipients, live help chat functionality (new)


Get the App: Android / Apple

Transfergo App

Google Play Rating: 4.3 / 5 (3,000 ratings)

App Store Rating: 5 / 5 (7 ratings)


Company Rating: 72% (Review)


Geo Availability: UK, Europe


Device Availability: iPhone, Android


Pay With: Debit/Credit Card, Bank Wire


Features: Send money to over 40 locations, View Recipients


Get the App: Android / Apple

Moneygram App

Google Play Rating: 3.5 / 5 (6,800 ratings)

App Store Rating: 4.8 / 5 (11,800 ratings)



Company Rating:
N/A (Review)


Geo Availability: Worldwide


Device Availability: iPhone, Android


Pay With: Bank Wire


Features: Make payments, Check payment status, Pay bills, Find the nearest Moneygram location to you


Get the App: Android / Apple

Payoneer App

Google Play Rating: 4.1 / 5 (12,300 ratings)

App Store Rating: 3.6 / 5 (50 ratings)


Company Rating: 89.9% (Review)


Geo Availability: Worldwide


Device Availability: iPhone, Android


Receive To: Bank Account, Card


Features: Receive Business Payments from Abroad to a Bank Account or Dedicated Mastercard


Get the App: Via Website

Your App Here


Google Play Rating: 


Company Rating: 


Geo Availability:


Device Availability: 


Pay With:


Features:


Get The App: Via Website


Why Are These our Top Rated Money Transfer Apps?

The common trend that can be seen across all the best rated money transfer apps is that their client base is largely private individuals whom requiring remittance functionality. So a smooth working app is of utmost priority for individuals who feel comfortable initiating low value transfers. Some of the largest brokerage firms who mainly cater to businesses or private individuals sending larger transfers will often have no app at all as the demand simply isn’t there from their client base. And in most cases could be damaging to the brand if not regularly updated, which would require a significant expense, for a comparably low number of users.

The MoneyTransferComparison.com readership is largely comprised of users looking to send larger volumes of currency and businesses. So with that in mind, we’ve compiled a list not only of the best rated apps on the Google Play and App Store,   but money transfer apps that cater to these types of clients too. We have to respect those providers such as Currencies Direct, World First and OFX who typically have users who would not require app functionality but still ensure they have a well maintained application for the smaller number of users who do. That being said, we wouldn’t recommend transferring large  amounts through an app but it is definitely an advantage to be able to view the status of your transfer on the go.

The apps listed on our top apps for international money transfers boast at least 40 different foreign currencies.

The minimum amount to transfer varies based on the company you will choose to use. With World First the minimum transfer is £1,000 or $1,000, while with Azimo there is no set minimum. It’s important to read our comprehensive reviews per company.

Our most recommended apps enable you to sign up online, or even through the app itself, whereas the industry standard is that you would normally need to send documents via email and engage in multiple phone calls.

If you need to transfer money regularly you will be able to set it up through the app. This will save you time and hassle.


Additional Advantages of Our Top Rated Money Transfer Apps

 

Compatibility

All apps featured on this webpage are provided by firms who are authorised as payment providers  by the Financial Conduct Authority in the UK as well as any local authorities for the countries they operate. Funds are loaded via bank wire or debit/credit card.

Regulation

All apps featured on this webpage are authorised as payment facilities by the Financial Conduct Authority in the UK. Funds are loaded via bank wire or credit card.

Pricing

The foreign exchange rates offered by these companies are far superior to those offered by banks or payment systems such as Paypal. 

 


Using a Money Transfer App Vs. Desktop Application

When it comes to transferring money abroad the client has two prominent options (if he is using a top-notch Currency Transfer Company that actually enables mobile access). Each of these two options has its own advantages and disadvantages. Here is a table we have created in order to help you consider the alternatives:

Mobile Apps


Desktop/Laptop/Tablets


The bottom line on mobile vs. non-mobile:

When you’re on your desktop, you can further concentrate, it is easier to multi-task and you know that you have all the various functionalities offered by your money transfer provider. This enables you, for instance, to check the interbank rates on google before performing the transaction, read the latest currency news to decide on the right timing for the transaction, or have a call with your money transfer company over the telephone or via email. We think it is the best option  if you are moving a significant amount of money abroad, or predicting difficulties (such as having to create a new e recipient which is not yet saved in your online platform).

When you’re using a money transfer app, it is all very immediate and instant. If you want the transaction to take place as soon as possible, this is your best course of action. If you are an experienced user who has conducted many transactions and has full confidence in themselves  to do everything correctly, then it is very reasonable to use the money transfer app.

On the other hand, there are several security hazards to providing sensitive information in n apps. Mobile phones are  generally considered less safe than their desktop counterparts, and Wifi networks on mobiles in particular are known to be easier  to hack into. Additional to the security aspect, there is the fact that typing information on mobile is more prone to error, so if you are not sure you will format  everything correctly, you should lean towards using your desktop.

Our recommendation, it’s always the desktop application for larger transactions and the mobile app for smaller transacti


Mobile Payment Apps & Providers

(Not Intended for International Money Transfers)

Below you can find a list of recommended money transfer apps that don’t support multiple currencies. These companies are focused on easy peer to peer personal payments (eWallets).

Featured: Circle Pay App

Read our Circle Pay App review with a comprehensive Q&A explaining the ins and outs of the service. It is worth checking out and getting to know one of the up-and-coming contenders in money transfer and payment apps.

Questions Asked

  • What is Circle Pay all about? Personal payments or remittances? Is it a means of communication? An eWallet? What’s the end goal?
  • How does Circle Pay work? Is it connected to a debit card? Can you fund your account using a bank wire?
  • Which services is Circle Pay integrated with? iMessage is one I read about, but there are surely more.

… and many more!

Apple Pay


Google Play Rating: N/A

App Store Rating: N/A


By Which Company: Apple Inc


Geo Availability: UK and USA


Device Availability: iPhone


How Payment Works?

Stores Debit, Credit and Loyalty cards in Wallet. Hold smart device near reader with finger on touch ID.


Features

Apple Watch functionality, In-App Store Orders, and Redeem gift cards and sales promotions.


Get the App:

Standard on Apple devices

Venmo


Google Play Rating: 4.5 / 5 (222,000 ratings)

App Store Rating: 4.9 / 5 (5,800,000 ratings)


By Which Company: PayPal Holdings, Inc


Geo Availability: USA


Device Availability: iPhone, Android


How Payment Works?

Store money. Transfer money to your bank instantly. Stores Debit and Credit cards. Send money to individuals only.


Features

Peer to Peer Payment with anyone (even if they don’t have an account), Stores Payment.


Get the App:

Android / Apple

Square Cash


Google Play Rating: 4 / 5 (83,500  ratings)

App Store Rating: 4.6 / 5 (201,500 ratings)


By Which Company: Square, Inc


Geo Availability: USA


Device Availability: iPhone, Android


How Payment Works?

Stores Debit, Credit and Loyalty cards in Wallet. Hold smart device near reader with finger on touch ID.


Features

Peer to Peer Payment with anyone (even if they don’t have an account), Stores Payment, redeem gift cards and sales promotions.


Get the App:

Android / Apple

Dwolla (SHUT DOWN)


Google Play Rating: N/A

App Store Rating: N/A


By Which Company: Dwolla, Inc


Geo Availability: USA


Device Availability: iPhone, Android


How Payment Works?

Stores Debit and Credit cards. Send money to individuals or businesses directly. $0.25 fee on payments over $10.


Features

API Only now, not open to customers.


Get the App:

Android / Apple

Popmoney


Google Play Rating: 2. / 5 (1,050 Votes)

App Store Rating: 1.5 /5 (250 Votes)


By Which Company: Fiserv, Inc


Geo Availability: USA


Device Availability: iPhone, Android


How Payment Works?

Stores Debit and Credit cards. Send money to individuals directly.


Features

Peer to Peer Payment with anyone (even if they don’t have an account), Stores Payment, Redeem gift cards and sales promotions. $0.95 flat rate per transfer.


Get the App:

Android / Apple

PayPal


Google Play Rating: 4.4 / 5 (982,000  ratings)

App Store Rating: 4.8 / 5 (1,965,000 ratings)


By Which Company: PayPal Holdings, Inc


Geo Availability: Worldwide


Device Availability: iPhone, Android


How Payment Works?

Stores Debit and Credit cards. Send money to individuals directly. Shop online

 


Features

eWallet Payment with anyone, Stores Payment, Redeem gift cards and sales promotions.

 


Get the App:

Android / Apple

 

Extraordinary Payment App Award : Neema Money Transfers

neemalogoNeema Remittances mobile app helps people save much-needed money. It is an app geared towards work immigrants residing in Israel who need to transfer money home to their families in the Philippines and help them avoid the disproportionate and unjustified fees levied by “old” payment facilities like Western Union or Moneygram.

This app is truly helping the unbanked and underprivileged to save money and build a better future for them and their families. This is why we have selected it as the 2015 Best Social Entrepreneurship in Money Transfers.

 


In-depth App Analysis

Discover More

Here at MoneyTransferComparison.com we specialise in reviewing FCA-approved money transfer companies. Even though app usage is becoming increasingly popular, it is an aspect often neglected by many of the companies we have reviewed to date (though most are mobile friendly).

View our in-depth reviews of the best money transfer apps for 2019:

World First App – iOS & Android

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  • Compatible with major devices (iPad, iPhone, Android phones and tablets)
  • Small or no fees (depending on your transfer size)
  • Suitable for both individuals and businesses
  • Intuitive platform
  • Quick Turnaround
  • Added perks like FX market news, alerts
  • Company Rating on our index: 5 stars – Rated #1

World First (read complete review) likes to give its clients options. In addition to its dedicated dealers and intuitive online platform, World First also offers an international payments app for its clients. The app, available for both Apple and Android products, gives customers the ability to perform all kinds of foreign exchange activities from their phone or tablet – wherever, whenever. As always, there are no hidden fees. The app is currently UK-facing, but be on the lookout for the international version, which will be available soon.

World First is the go-to specialist for thousands of clients to transfer money overseas quickly, securely, and at great rates. The World First app can be the one-stop shop for clients. It currently works best for private clients. Corporations and businesses can use the app for market news and updates, but cannot make payments. More will soon be released on their World Account product which will allow users to monitor and make payments from their World Account app too.

Making Payments

The payment options can help you make a payment on your way to the airport, on the train, on a boat, or anywhere else with a cellular signal – no last minute calls to your designated dealer are necessary.

 Quick Trade: For the very active client, the quick trade function will change the way you make your payments. This feature allows clients who have already set up their beneficiaries to make a trade in as little as thirty seconds just a few taps and you’re finished.

 Payment Tracker: Clients will always know what’s going on with their transactions by using the payment tracker. No phone calls, emails, or notifications needed. See which stage your transaction is at and where your money is at that moment.

 Pay by Card: Clients based in the UK can pay with their debit cards – eliminating the need to do online banking alongside their transaction just one less thing to worry about.

Market News

While international payments are World First’s bread and butter, the app also provides a place for you to check the market and see what the rates are up to at that moment.

Currency Converter: If you’re debating whether or not to send or receive a payment that day, you can do a quick check of what type of exchange rate you could receive with this feature. This will give you an idea of what the rates are doing, and can help you decide what your next move should be.

Live Rates: Get a snapshot ofthe financial market by checking out WF’s live rates. It shows you the real time interbank rates and lets you interact with the historical data.

Market Updates: Catch up with WF’s Chief Economist and get the latest news on what’s going on in the market.

You can use all the useful tools the app offers without registering. However, if you wish to transfer money abroad, you’ll need to sign  up. Don’t worry – it’s free, easy, and only takes about five minutes, and you could be sending money overseas within the hour. The app is available on iOS (Apple) and Android (Google OS). It is currently UK-facing but will soon have an international version available.

Download using the buttons below

freeappdl

 

TransferWise App – iOS & Android

  • Available on Android & iPhone.
  • Very low fees.
  • Transfer as low as 1 Pound
  • Great interface.
  • Reputable company rated 4 stars by us – view the TransferWise review

TransferWise is the up-and coming force in international FX transfers in the UK. It is backed by Richard Branson from Virgin, which means it has a lot of money to spend on advertising, technology and design.

Transferwise is not a traditional FX firm that buys and sells currency to clients, and handles the international transfer. It connects people on the platform allowing them to exchange currencies between them, with a fixed fee taken by TransferWise.

In theory, this should allow lower exchange rates, but mature companies like MoneyCorp will find cheap liquidity from their banking partners anyway. View a currency exchange rate comparison here and an explanation of P2P Money Transfers here.

Still, TransferWise offers an incredible app that is very well-liked by its target audience. Its overall rankings on sites like TrustPilot are also extremely positive. People love the simplicity, comfort, and prompt support TransferWise offers, and we tend to agree that this is one of the best money transfer apps.

Google Play Rating: 4.65 / 5 (554,0500 ratings)

App Store Rating: 4.8 (34,000 ratings)

Download using the buttons below

 

 

WorldRemit App – iOS, Android

  • Available on Android & iPhone.
  • Marginal fees per transfer.
  • No minimum transfer limit.
  • Straight and to the point app.
  • SMS notifications.
  • Reputable company rated: 9.2 / 10 by TrustPilot

 

World Remit is a UK-based remittance company established in 2010, with funding of over USD 40M. The owner, Ismail Ahmed, is a veteran in the world of remittances, and the company’s focus is on global reach while maintaining reasonable costs.

There are currently 600 employees in the company, and the management and board of directors consist of people with vast expertise in  money transfers.

The App

The WorldRemit app, available for the majority of mobile devices, is great. Simply put, it allows you to make the transactions you want, on the go. With no rubbish and unnecessary pyrotechnics, the focus here is on a straightforward offering based around the company’s strengths; sending payments or remittances to a wide global audience quickly and easily, while paying less on currency exchanges than you would if you were to use the banks.

Methods

The app supports bank to bank payments, as well as cash pickups. The offering is dependent on location. In order to use this software you will have to sign up as a client of World Remit.

App Reviews (From Google Play)

– “I send money to BDO Philippines It arrives in my girlfriend’s bank within minutes, much better than western union. The app is so easy to use” (5 Stars)

– “Amazing service! Love it. You guys are making your service even better. Keep it up” (5 stars)

-”I’ve been invited by several friends to try World Remit in the past and was reluctant to do so. I eventually joined and realized I’ve been missing a lot. I love it!!! Thank you World Remit for this opportunity to help us support our loved ones and family members back home in Ghana and other parts of Africa.”

Google Play Rating: 4.5 / 5 (415,7500 ratings)

App Store Rating: 4.8 / 5 (28,600 ratings)

 

Download using the buttons below


Additional Apps We recommend:

We have created a short list of expat apps for youhere. These include all the important apps you may need on your relocation with the exception of money transfer apps which are featured on this page.

Discover More about MoneyTransferComparison

We have a lot more information readily available for you! Just use the navigation buttons below.

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Jerry

Hello…
Western union & Money gram has stop me from sending money to my Friend that is going to school in Ghana so now i need to find a way to send him money preferably mobil so i would like your advice on which app. is best….
THANK YOU. .

melisa

I want to transfer money to uganda using mobile transfer

ali

how can i build similar apps. want start up a Money Transfer Mobile Application.

Elabeh Hussein

I want to transfer money to Somaliland using mobile transfer
like Worldremit.
But how i can i ownmy mobile money transfer
from uk or swiss to somaliland called zaad

amit jaglan

Dear Sir, I am from India. I am a school student 16 year old. I want to start a nonprofitable organisation. I have no bank account or anything else. So I want to know apps which would serve the purpose so that people around the globe can donate to my app wallet so that I can help some of little children who are poor, are living in bad conditions etc. I want to transfer money to various big organizations working for children’s welfare. Please send your answer to my email.

akhil

i want to send money to brazil from india suggest a application

Donat

I want to transfer money from india to RWANDA. Through mobile transfer Which app may i use??

steph

i want to send money from australia to mauritius bank by app on phone

sahalahmad

Your explanation is very informative. But Most of the persons don’t know how to transfer money in online from one place to another place actually some persons are taking internet help. By the by money transfer is a very important to family or friends. Now a day’s most of the public is using online money transfer. More information please visits the website.http://tawakalexpress.net

Juliana Amponsah

Dear Sir/ Madam.
Am Juliana Amponsah from Ghana. my friend has send me money by azimo with pick up location.
I went there and they said sorry i cant pick the money there.

Please what do i do??

Alejandro Carlos

Looking to create a money transfer site. Any suggestions about where to find info?

Michael jones

Very interesting information, shocking where are world is taking us! Only one question, could go more in depth with the start up of a ” transfer site”

Thankuuu

Michael jones

The one not to do without alot of industry knowledge and strong backing.. I guess I don’t eBen know what it means, moving money abroad?

Denis

An app that’s worth mentioning for money transfers is Moneymailme. It also has a social part, where you can chat and video call your friends and at the same time send them money.

Alison

Hey I would like to find a good alternative app to wich I can transfare money from my mobile in the UK to Cameroon as I have friends there I help and I have used world remit app but now it’s sayn my account is disabled and for nothing everything was going fine no problems in till they sent me an email sayn I no longer fit the criteria and my account would b suspended . I assume this is cause I have no photo I.D but I’m only in my early twenties so I don’t drive or have never… Read more »

Bright

Hi, my name is Bright, and just like Alejandro, i am a startup, i want to create a Money transfer app, i will need tips on the basics of starting. I have my basic knowledge of the industry background already, and i’m also already putting in all the necessary paperwork knowledge… I greatly will appreciate any tip on the basics of starting out with the app, and also, i am planning on building it to be able to work with your app, while mine will serve as a form or resident app in my country to yours… I will appreciate… Read more »

josephat n

I want to send money from kenya to
Europe which is the best app

Romeo Mendoza

Hi! I have a business here in Manila – importation of machine spare parts. Can I send money (as payment for orders) from Philippines to the bank account of my suppliers from different countries (U.S.A., Germany, Netherlands, Singapore)? Or to simplify my question, does my suppliers need also Transferwise account to receive money?

I would be glad if you can contact me thru e-mail for my clarifications.

Thank you.

Oscar

I’ve been using the Transferwise app for almost 2 years and never had a problem with it. Top notch app. Does what it says and doesn’t disappoint.

Stephen

please how do I send money from Lybia to Nigeria… very urgent please ….

Imran Khan

Nice Article

Bradley

Until recently, the only mobile app for money transfers I ever used was Venmo. But now I started using Transferwise and seems very good.

Question: Is there another company that works similar to Transferwise but with a better exchange rate for USD to EUR? I don’t transfer big amounts but I will take any discount I can get 🙂

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